Interaction Request Document Image Routing with Parallel Conversion

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Solution Overview

Problem

Existing systems fail to efficiently process interaction request documents of different types without identifying their types, leading to inefficient utilization of computing resources.

Innovation Solution

A system comprising an interceptor system that routes images of interaction request documents to multiple image processing systems, allowing simultaneous processing of documents of varying types, and determines successful conversion before forwarding to an interaction processing system.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Measurement precision

If the system identifies document types before routing images to image processing systems, then processing accuracy is improved, but processing time increases and system complexity increases

Engineering Contradiction:
Improvedocument type identification accuracyVSAvoidprocessing time
Core Design Contradiction:
Measurement precisionVSLoss of time

Solution Approach 1:

The patent applies preliminary action by having multiple image processing systems prepare conversion processes in advance for different document types before the actual routing decision is made. The interceptor system sends images to multiple image processing systems simultaneously, and each system pre-processes the images according to its specialized algorithms, ready for immediate routing once the document type is identified.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The patent applies segmentation by dividing the image processing function into multiple specialized image processing systems, each handling specific document types. Instead of one general-purpose system that processes all documents sequentially, the system segments processing into parallel specialized systems (first image processing system for checks, second image processing system for money orders, etc.), allowing simultaneous processing without requiring prior type identification.

Inventive Principle:
Principle #1Segmentation

2Productivity

If the system routes images to multiple image processing systems simultaneously, then processing speed is improved, but computing resource utilization worsens

Engineering Contradiction:
Improveprocessing speedVSAvoidcomputing resource utilization
Core Design Contradiction:
ProductivityVSLoss of energy

Solution Approach 1:

The patent applies feedback by implementing a notification mechanism where image processing systems send status updates to the interceptor system. When an image processing system successfully converts images or encounters errors, it notifies the interceptor system, which then routes the images appropriately or handles errors. This feedback loop allows the system to dynamically adjust resource usage based on actual processing needs rather than continuously allocating resources to all systems.

Inventive Principle:
Principle #23Feedback

Solution Approach 2:

The patent applies partial action by having the interceptor system send images to multiple image processing systems simultaneously for conversion, but only utilizing the results from the systems that successfully process the images. The system performs excessive action initially by engaging multiple systems in parallel, then uses feedback to selectively utilize only the successful processing results, avoiding waste of computing resources on systems that cannot process the specific document type.

Inventive Principle:
Principle #16Partial or excessive action

3Productivity

If the system uses type-specific routing for interaction request documents, then processing efficiency is improved, but system complexity and difficulty of operation increase

Engineering Contradiction:
Improveprocessing efficiencyVSAvoidrouting system complexity
Core Design Contradiction:
ProductivityVSDevice complexity

Solution Approach 1:

The patent applies universality by designing the interceptor system with multi-functional capability to handle multiple document types (checks, money orders, cashier's checks, traveler's checks) through a single unified interface. The interceptor system universally receives images from mobile devices and universally routes them to appropriate image processing systems based on document type, eliminating the need for separate routing systems for each document type and simplifying overall system architecture.

Inventive Principle:
Principle #6Universality (Multi-functionality)

4Device complexity

If the system processes interaction request documents without identifying types, then system complexity is reduced, but processing accuracy and reliability worsen

Engineering Contradiction:
Improvesystem complexityVSAvoidprocessing reliability
Core Design Contradiction:
Device complexityVSReliability

Solution Approach 1:

The patent applies the intermediary principle by introducing the interceptor system as a mediator between mobile devices and specialized image processing systems. The interceptor system identifies document types and routes images to appropriate processing systems, ensuring reliable processing without requiring changes to the mobile devices or the specialized image processing systems. This intermediary layer maintains processing reliability while keeping the overall system architecture simple and modular.

Inventive Principle:
Principle #24Intermediary (Mediator)

Data Source

PatentUS20250246016A1System and method for routing images of interaction request documents of different types
Publication Date: 2025.07.31 BANK OF AMERICA CORP
  • US20250246016A1 patent drawing
  • US20250246016A1 patent drawing
  • US20250246016A1 patent drawing

AI summary

A method includes receiving a front side image and a back side image of an interaction request document from a user device of a user. The interaction request document corresponds to an interaction to be performed between the user and an interaction requestor. The front side image and the back side image are sent to a first image processing system and a second image processing system for processing. A first converted front side image and a first converted back side image are received from the first image processing system. A first notification is received from the second image processing system. The first notification indicates that processing of the front side image and the back side image failed. The first converted front side image and the first converted back side image are sent to an interaction processing system.