Document Identifier Status Control for Secure Resource Transfers

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Solution Overview

Problem

Existing resource transfer systems consume significant computing resources and network bandwidth due to individual processing of requests via digital or non-digital interaction channels, and there is a need for secure and efficient management of document-based resource transfers.

Innovation Solution

A system generates a unique digital identifier and status indicator for documents, which are stored in a centralized database, enabling secure and efficient control of resource transfers by verifying the document status before authorizing transactions.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If requests are processed individually via digital or non-digital interaction channels, then resource transfer security and accuracy are maintained, but computing resources and network bandwidth are consumed significantly

Engineering Contradiction:

Improveresource transfer securityVSAvoidcomputing resources consumption

Core Design Contradiction:

ReliabilityVSUse of energy by moving object

Solution Approach 1:

The patent merges multiple individual request processing operations into a single centralized processing operation. By consolidating resource transfer requests into one centralized system that handles verification and authorization, the patent reduces the total computing resources and network bandwidth required compared to processing each request individually across multiple distributed systems.

Inventive Principle:

Principle #5Merging (Combining)

Solution Approach 2:

The centralized system performs multiple functions including verification, authorization, status tracking, and resource transfer coordination through a single processing mechanism. This multi-functional approach eliminates the need for separate processing operations for each function, thereby reducing overall computing resource consumption while maintaining security.

Inventive Principle:

Principle #6Universality (Multi-functionality)

2Reliability

If requests are processed individually via digital or non-digital interaction channels, then resource transfer security and accuracy are maintained, but network bandwidth is consumed significantly

Engineering Contradiction:

Improveresource transfer accuracyVSAvoidnetwork bandwidth consumption

Core Design Contradiction:

ReliabilityVSLoss of energy

Solution Approach 1:

The patent combines multiple network communication operations into a single centralized processing stream. By routing all resource transfer requests through one centralized system rather than allowing individual processing across multiple channels, the patent significantly reduces network bandwidth consumption while maintaining transfer accuracy through centralized verification and authorization.

Inventive Principle:

Principle #5Merging (Combining)

3Reliability

If a centralized database stores unique digital identifier and status indicator, then document status verification and fraudulent use prevention are improved, but system complexity increases

Engineering Contradiction:

Improvedocument status verificationVSAvoidsystem architecture complexity

Core Design Contradiction:

ReliabilityVSDevice complexity

Solution Approach 1:

The centralized database serves multiple functions including storing unique digital identifiers, tracking document status indicators, enabling verification operations, and preventing fraudulent use. This multi-functional database design consolidates what could be multiple separate systems into a single unified structure, reducing overall system complexity while improving verification reliability.

Inventive Principle:

Principle #6Universality (Multi-functionality)

4Reliability

If resource transfers are controlled based on unique digital identifier and status indicator, then fraudulent use prevention and data integrity are improved, but processing time and operational complexity increase

Engineering Contradiction:

Improvefraudulent use preventionVSAvoidtransfer processing time

Core Design Contradiction:

ReliabilityVSLoss of time

Solution Approach 1:

The system performs preliminary actions by pre-generating unique digital identifiers and status indicators for documents before resource transfers occur. The centralized database pre-loads and organizes verification data, so that when a transfer request is made, the verification process can quickly retrieve and check pre-prepared information rather than creating or searching for data in real-time, thus reducing processing time while maintaining fraud prevention.

Inventive Principle:

Principle #10Preliminary action

Data Source

PatentUS20260006032A1Controlling resource transfers based on unique digital identifier data

Publication Date: 2026.01.01 TRUIST BANK

AI summary

A system can be provided for controlling resource transfers based on unique digital identifier data. For example, the system can generate a unique digital identifier and a status indicator for a document. A status corresponding to the status indicator can be selected from a pre-processing status, a processing status, and a post-processing status. The system can further store the unique digital identifier and the status indicator in a centralized database accessible by one or more entities. Additionally, the system can control a transfer of a resource with respect to a user account associated with one of the entities based on the unique digital identifier and the status indicator for the document. The transfer of the resource may be initiated using the document.