Driver Feedback and Hazard Rerouting for Real-Time Risk Monitoring

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Solution Overview

Problem

Current systems lack real-time assessment and mitigation of driving risks, as insurance companies and manufacturers cannot effectively evaluate driving behaviors and road conditions in real-time, leading to increased driving risks and inadequate risk management.

Innovation Solution

A system that utilizes sensors and navigation data to detect hazardous road conditions and adverse driving behaviors, generating alternative routes and providing feedback to drivers, while also adjusting insurance policies based on monitored risk levels.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If real-time sensor data collection and analysis systems are implemented, then driving safety and risk assessment capability are improved, but device complexity and cost increase

Engineering Contradiction:
Improvedriving safetyVSAvoidsystem complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The system combines multiple functions into a single integrated platform that performs hazard detection, route optimization, driver behavior monitoring, and insurance risk assessment simultaneously. This multi-functional approach improves driving safety through comprehensive monitoring while avoiding the complexity of separate independent systems for each function.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The system automatically processes sensor data, generates safety assessments, and provides feedback without requiring manual intervention. The automated real-time analysis of driving conditions and behavior reduces the need for complex human-operated monitoring systems while maintaining high safety standards.

Inventive Principle:
Principle #25Self-service

2Measurement precision

If continuous real-time monitoring of driving conditions and behaviors is implemented, then risk assessment accuracy is improved, but energy consumption and data processing requirements increase

Engineering Contradiction:
Improverisk assessment accuracyVSAvoidenergy consumption
Core Design Contradiction:
Measurement precisionVSUse of energy by moving object

Solution Approach 1:

The system maintains continuous real-time monitoring of driving conditions and behaviors to ensure accurate risk assessment. By keeping the monitoring system continuously active rather than periodic, the system captures all relevant data points needed for precise safety evaluation and immediate hazard response.

Inventive Principle:
Principle #20Continuity of useful action

Solution Approach 2:

The system provides real-time feedback to drivers about their behavior and road conditions, enabling immediate corrective actions. This continuous feedback loop improves measurement precision by constantly updating the risk assessment based on current conditions while managing energy consumption through efficient data processing and transmission.

Inventive Principle:
Principle #23Feedback

3Reliability

If automated route generation to avoid hazards is implemented, then driving safety is improved, but navigation system complexity and response time requirements increase

Engineering Contradiction:
Improvedriving safetyVSAvoidnavigation system complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The system pre-calculates alternative routes and prepares hazard avoidance strategies in advance based on predicted road conditions and historical data. This preliminary action allows the navigation system to quickly switch to pre-planned safe routes when hazards are detected, improving driving safety without requiring complex real-time route optimization calculations.

Inventive Principle:
Principle #10Preliminary action

4Reliability

If dynamic insurance policy adjustment based on real-time risk levels is implemented, then insurance risk management is improved, but data processing complexity and policy management system requirements increase

Engineering Contradiction:
Improveinsurance risk managementVSAvoidpolicy management complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The system continuously monitors driving behavior and road conditions, providing real-time feedback to dynamically adjust insurance risk levels and premiums. This feedback mechanism improves insurance risk management by basing policy adjustments on actual observed data rather than static pre-assessments, while the automated nature of the adjustments reduces manual policy management complexity.

Inventive Principle:
Principle #23Feedback

Data Source

PatentUS11846512B1Driver feedback and rerouting in response to adverse driving conditions
Publication Date: 2023.12.19 UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
  • US11846512B1 patent drawing
  • US11846512B1 patent drawing
  • US11846512B1 patent drawing

AI summary

A system and method for monitoring driving conditions and reacting to the driving conditions is disclosed. The system includes a risk monitoring system that can detect adverse road conditions. The method includes performing rerouting when hazardous road conditions are detected. The vehicle may be routed along a different route that lacks the hazardous road condition. The method also includes providing feedback to the driver when adverse driver behavior, such as a drowsy driver, is detected.