Driving Behavior Rewards via Telematics and Gas Pump Redemption
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Solution Overview
Problem
Existing systems do not provide a mechanism for drivers to earn rewards for engaging in safe driving behaviors, especially non-insured drivers, and lack incentives for safe driving.
Innovation Solution
A safe driving evaluation system that collects telematics data to determine safe driving behaviors, assigns points based on these behaviors, and provides rewards that can be redeemed at gas pumps or other services.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Adaptability or versatility
If traditional insurance-based safe driving encouragement techniques are used, then insured drivers may receive some incentives, but non-insured drivers lack access to these incentives and there is no mechanism for redeeming rewards for vehicular services
Solution Approach 1:
The system extends safe driving reward programs beyond traditional insurance customers to include non-insured drivers. The gas pump system serves multiple functions: it acts as both a fuel dispensing device and a reward redemption terminal, accepting various reward types (discounts, free fuel, loyalty points) and validating them against the driver's safe driving record stored in the database.
Solution Approach 2:
The gas pump system serves as an intermediary between the safe driving evaluation system and the fuel dispensing process. It receives telematics data from vehicles, evaluates safe driving behaviors, stores reward information in its database, and automatically applies rewards during fuel transactions. This intermediary role enables seamless integration of reward redemption without requiring separate systems for evaluation and execution.
2Ease of operation
If safe driving rewards are provided through complex redemption systems, then drivers can earn and redeem rewards, but the system complexity increases and ease of operation decreases
Solution Approach 1:
The gas pump system automatically evaluates safe driving behaviors by processing telematics data without requiring manual intervention. The system self-manages the entire workflow: receiving telematics data, evaluating driving behaviors against stored criteria, calculating rewards, storing reward information in the database, and automatically applying rewards during fuel transactions. This automation eliminates complex manual processes and simplifies user interaction.
Solution Approach 2:
The system merges the safe driving evaluation functionality and the fuel dispensing functionality into a single integrated gas pump system. The evaluation module processes telematics data while the dispensing module handles fuel delivery, and both share a common database for storing driver profiles and reward information. This consolidation reduces operational complexity by unifying multiple functions into one system.
Data Source
AI summary
Systems and methods are provided for encouraging and rewarding safe driving. A safe driving evaluation system determines the safe driving behaviors necessary to earn safe driving points. The safe driving evaluation system receives vehicle telematics data from a telematics device configured to obtain vehicle telematics data during the operation of a vehicle, and determines safe driving points based on the safe driving behaviors exhibited by the vehicle telematics data. Safe driving rewards are provided where the total number of safe driving points earned by a driver exceeds predefined thresholds. The safe driving rewards may be redeemed for discounts on products or vehicle services, or for fixed prices on gas. In addition, the safe driving points may be transferred to another individual for redemption.