Drone-Based Identity Verification System for Fraud Prevention

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Solution Overview

Problem

Current online account verification methods are inadequate in preventing identity theft and fraud, as they cannot effectively verify the identity of account creators using stolen information, fake documents, or spoofed locations.

Innovation Solution

A drone-based verification system that travels to the account creator's location to capture geolocation data, facial images, voice recordings, and other identification data, validating this information against pre-submitted application data to ensure authenticity.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If traditional online verification methods are used, then account creation is simple and fast, but identity verification reliability is insufficient and vulnerable to fraud

Engineering Contradiction:
Improveidentity verification reliabilityVSAvoidverification system complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent introduces a drone as an intermediary verification device that physically travels to the applicant's location to collect biometric data. This intermediary approach bridges the gap between remote convenience and in-person verification reliability, allowing the system to validate identity without requiring the applicant to visit a physical office while maintaining high verification standards through multi-modal biometric collection

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The system performs preliminary actions by dispatching the drone to collect all necessary biometric verification data (facial image, voice, iris scan) before the account is officially created. This preliminary verification ensures that all identity validation occurs upfront during the application process, preventing fraud before account provisioning rather than detecting it later

Inventive Principle:
Principle #10Preliminary action

2Reliability

If a drone is dispatched to verify identity, then verification security is enhanced, but time consumption and operational complexity increase

Engineering Contradiction:
Improveaccount verification securityVSAvoidverification time
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The drone performs multiple verification functions continuously during a single visit - capturing facial images, recording voice samples, and performing iris scans all in one continuous operation at the applicant's location. This continuous multi-functional approach eliminates the need for separate verification steps, reducing total verification time while maintaining comprehensive security checks

Inventive Principle:
Principle #20Continuity of useful action

Solution Approach 2:

The system enables self-service verification by allowing applicants to complete the entire identity verification process from their own location without needing to travel to a verification center. The drone arrives at the applicant's specified location and collects all biometric data on-site, making the verification process as convenient as online application while ensuring high security standards

Inventive Principle:
Principle #25Self-service

3Object-affected harmful factors

If multiple biometric verification methods are used, then fraud prevention capability is improved, but device complexity and cost increase

Engineering Contradiction:
Improvefraud prevention capabilityVSAvoidverification device complexity
Core Design Contradiction:
Object-affected harmful factorsVSDevice complexity

Solution Approach 1:

The drone is designed as a universal verification platform that integrates multiple biometric sensing capabilities (camera for facial recognition, microphone for voice analysis, iris scanner) into a single device. This multi-functional design allows one drone to perform all verification functions, reducing the need for multiple specialized devices and simplifying the overall verification infrastructure while maintaining comprehensive fraud prevention

Inventive Principle:
Principle #6Universality (Multi-functionality)

Data Source

PatentUS12148242B2System and method for account verification by aerial drone
Publication Date: 2024.11.19 VISA INTERNATIONAL SERVICE ASSOCIATION
  • US12148242B2 patent drawing
  • US12148242B2 patent drawing
  • US12148242B2 patent drawing

AI summary

A verification application executing at a user's mobile phone directs the user to take a photo of an identification document (e.g., driver's license or other form of government issued identification) or of their face. After the verification application sends the image to a backend service, the service may then dispatch a drone to the user's location and take a photograph of the user. The service may then validate the previously-imaged document or photo of the user's face against the photograph of the user and the geolocation sent with the first image. The service may then verify the new account and provision a token to the verification application to complete a secured account generation.