Dual Validation Authentication for Low-Bandwidth Deposit Processing
Find Innovative SolutionsGenerate Solutions
Solution Overview
Problem
Existing mobile deposit authentication systems face challenges in efficiently managing the creation, transmission, and processing of dual validation data objects when multiple external systems are involved, leading to increased bandwidth and processing demands.
Innovation Solution
A dual validation authentication system that receives and processes loss authentication parameters, compares them to remote authorization criteria, generates dual validation work objects based on secondary validation data and images, and initiates electronic fund disbursements, while optimizing network communication and resource consumption.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If dual validation data objects are transmitted between multiple external systems, then authentication and validation can be performed, but bandwidth consumption and processing demands increase
Solution Approach 1:
The patent extracts and transmits only essential validation data elements between systems rather than complete data objects. The validation data object contains selectively extracted information needed for authentication, reducing transmission bandwidth while maintaining validation reliability across multiple external systems.
Solution Approach 2:
The validation process is segmented into distinct phases: initial data extraction, validation object creation, transmission to external systems, and result processing. This segmentation allows each system to handle only the specific phase it needs to perform, reducing overall processing demands while maintaining comprehensive validation.
2Reliability
If complete dual validation data objects are processed by multiple external systems, then thorough authentication is achieved, but processing time and computational resources increase
Solution Approach 1:
The system performs preliminary data extraction and validation object creation before transmission to external systems. By preparing the validation data in advance with only necessary elements included, the system reduces the processing time required by external systems while maintaining thorough authentication through pre-validated data structures.
3Reliability
If validation data is extracted and processed through multiple systems, then comprehensive validation is achieved, but network communication overhead increases
Solution Approach 1:
The validation data object serves as an intermediary structure that encapsulates extracted validation information in a standardized format. This mediator object allows multiple external systems to exchange validation data without requiring complex point-to-point communication protocols, reducing network communication overhead while maintaining comprehensive validation across all systems.
Data Source
AI summary
Various embodiments of the present disclosure are directed to a dual validation authentication system that is configured to more efficiently manage the processing of dual validation data objects. In particular, in some embodiments, the dual validation authentication system is configured to authorize loss authentication data objects received from client devices. In other embodiments, the dual validation authentication system is configured to provide secondary validation of dual validation data objects and generate dual validation work objects to initiate an electronic fund disbursement.