Duress Detection via Biometric Analysis for Account Security

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Solution Overview

Problem

Mobile device users are vulnerable to unauthorized access to their personal and financial data when under duress, leading to potential theft and fraud, as existing technologies lack effective measures to secure account information in such situations.

Innovation Solution

The system collects and analyzes biometric data to detect when a user is under duress, altering the presentation of account information on devices like smartphones and ATMs to prevent unauthorized access, by either omitting or falsifying account details, and sending alerts to limit transactions or notify authorities.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If biometric data collection and analysis is implemented to detect user duress, then account security against unauthorized access is improved, but device complexity and processing requirements increase

Engineering Contradiction:
Improveaccount securityVSAvoidsystem complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The system performs preliminary actions by continuously collecting biometric data and establishing baseline physiological patterns before a duress event occurs. This allows the system to quickly detect anomalies without requiring complex real-time analysis during critical moments, thereby improving security while managing system complexity through advance preparation.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The patent introduces an intermediary layer between the user and account information by implementing a biometric monitoring system that acts as a mediator. This intermediary analyzes physiological data and intervenes when duress is detected, altering or hiding account information without requiring direct user action, thus enhancing security while maintaining manageable system architecture.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Measurement precision

If biometric sensors and continuous monitoring are deployed, then detection of duress states is improved, but energy consumption and computational resources increase

Engineering Contradiction:
Improveduress detection accuracyVSAvoidenergy consumption
Core Design Contradiction:
Measurement precisionVSUse of energy by moving object

Solution Approach 1:

The system employs periodic action by collecting biometric data at regular intervals rather than continuously, and by periodically comparing current readings against established baselines. This approach maintains high duress detection accuracy while significantly reducing energy consumption and computational resource requirements compared to continuous real-time monitoring.

Inventive Principle:
Principle #19Periodic action

Solution Approach 2:

The patent applies partial action by focusing monitoring efforts on specific physiological indicators most relevant to duress detection rather than analyzing all biometric parameters continuously. The system activates full monitoring capabilities only when anomalies are detected, using partial monitoring during normal states to conserve energy while maintaining detection precision.

Inventive Principle:
Principle #16Partial or excessive action

3Object-affected harmful factors

If account information is altered or hidden when duress is detected, then protection against theft and fraud is improved, but loss of information access for legitimate users occurs

Engineering Contradiction:
Improvetheft and fraud preventionVSAvoidinformation accessibility
Core Design Contradiction:
Object-affected harmful factorsVSLoss of information

Solution Approach 1:

The system implements dynamics by making account information presentation adaptive and conditional rather than static. Information is dynamically altered or hidden based on real-time biometric assessment of user state, allowing full access during normal conditions while providing protection during duress events. This dynamic approach prevents theft and fraud without permanently restricting legitimate information access.

Inventive Principle:
Principle #15Dynamics

Solution Approach 2:

The patent applies parameter changes by modifying the presentation parameters of account information based on detected user state. When duress is detected, parameters such as information visibility, detail level, or access permissions are changed to protect against theft. When normal state is confirmed, parameters return to normal, ensuring legitimate users maintain full information accessibility.

Inventive Principle:
Principle #35Parameter changes

Data Source

PatentUS12131325B1Network account security
Publication Date: 2024.10.29 UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
  • US12131325B1 patent drawing
  • US12131325B1 patent drawing
  • US12131325B1 patent drawing

AI summary

Methods and systems for account access security at a network access device. The method includes receiving data indicating that a particular user has initiated a particular request at an access point; obtaining sensor data that is generated by one or more sensors of the access point proximate to a time that the particular user initiated the particular request; classifying the particular request as a particular type of request; in response to determining that the particular request is classified as the particular type of request, initiating an exception processing mode in which requests that are initiated by the users at the access point result in the generation and output of inaccurate completion data to mimic completion of the request; processing the particular request using the exception processing mode; and providing the inaccurate completion data generated by the access point for the particular request.