Financial Card With Dynamic Viewing Angles Against Fraud

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Solution Overview

Problem

Financial card information is vulnerable to fraud and unauthorized access due to its visibility and photographability, leading to potential financial loss.

Innovation Solution

The financial card incorporates dynamic viewing angles through lenticular and polarization processes to print and embed indicia portions, requiring rotation or use of a slide device to reveal card information, making it difficult to read or photograph.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If financial card information is made visible and photographable for ease of use, then ease of operation is improved, but security and fraud vulnerability worsen

Engineering Contradiction:
Improveease of viewing card informationVSAvoidfraud and unauthorized access
Core Design Contradiction:
Ease of operationVSObject-affected harmful factors

Solution Approach 1:

The patent applies lenticular printing technology to create dynamic viewing angles on the card surface. The indicia (card information) changes its visibility and orientation based on the viewing angle, requiring the card to be rotated or tilted to different positions to reveal different portions of information. This dynamic property prevents straightforward photographing while maintaining legitimate viewing capability.

Inventive Principle:
Principle #15Dynamics

Solution Approach 2:

The patent transitions from a static two-dimensional card surface to a multi-dimensional viewing experience by incorporating lenticular elements that create angular dependency. Information is distributed across multiple angles and orientations, effectively adding a temporal or spatial dimension to information access that prevents unauthorized copying.

Inventive Principle:
Principle #17Another dimension (Dimensionality change)

2Object-affected harmful factors

If card information is made difficult to read and photograph through dynamic viewing angles, then security is improved, but ease of operation worsens

Engineering Contradiction:
Improvefraud and unauthorized accessVSAvoidease of viewing card information
Core Design Contradiction:
Object-affected harmful factorsVSEase of operation

Solution Approach 1:

Different portions of the card information are assigned different viewing angles and orientations. Each segment of indicia is optimized for specific angular ranges, allowing legitimate users to access information through controlled rotation while preventing unauthorized viewing from arbitrary angles. This localized angular encoding maintains usability within intended parameters.

Inventive Principle:
Principle #3Local quality

Applied Scientific Principles

This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.

Function Achieved in This Case

Prevents unauthorized access and fraud by ensuring card information can only be viewed at specific angles, enhancing security and privacy.

Implementation Method 1

The financial card incorporates dynamic viewing angles through lenticular and polarization processes to print and embed indicia portions

Methodology Applied
Scientific EffectLenticular printing: Lens

Implementation Method 2

The financial card incorporates dynamic viewing angles through lenticular and polarization processes to print and embed indicia portions

Methodology Applied
Scientific EffectPolarization: Polarisation

Data Source

PatentEP4158541B1Financial card with dynamic viewing angles to block card information
Publication Date: 2025.10.01 CAPITAL ONE SERVICES LLC
  • EP4158541B1 patent drawingFigure 1
  • EP4158541B1 patent drawingFigure 2
  • EP4158541B1 patent drawingFigure 3

AI summary

A method and system of making a secure financial card with dynamic viewing angles is provided. The secure financial card includes a first surface and a second surface opposite the first surface. The financial card includes at least a first portion of indicia and a second portion of the indicia indicative of the card information. The first portion of the indicia and the second portion of the indicia are configured with respective viewing angles and printed on one of the first surface and the second surface. The financial card includes a slide device moveable to different positions associated with different portions of indicia. The slide device allows the respective portion of the indicia to be viewable from different viewing angles. An account number of the financial card is read by rotating the financial card and full card information is unable to be captured by an image of the financial card.