Dynamic Bubble Authentication Image for Secure Login

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Solution Overview

Problem

Traditional authentication methods, such as magnetic strips, electronic chips, user IDs, and passwords, are insufficient in preventing illegal access and fraud, as they lack robustness in ensuring secure identification and transaction processing.

Innovation Solution

A method utilizing a dynamic bubble object image based on an individual's personal and financial data, where the image is generated on a server computer, encrypted, and sent to a device for authentication, featuring attributes like positional coordinates, timestamps, and GPS coordinates, which are matched to authenticate the individual for transactions and account access.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If traditional authentication methods (magnetic strips, electronic chips, user IDs, passwords) are used, then the authentication process is simple and widely compatible, but the security against illegal access and fraud is insufficient

Engineering Contradiction:
Improveauthentication securityVSAvoidauthentication system complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent transforms static authentication data (fixed magnetic strips, passwords) into dynamic authentication images that change over time based on financial events. The authentication image is regenerated whenever new financial transactions occur, making it dynamically updated and resistant to static credential theft.

Inventive Principle:
Principle #15Dynamics

Solution Approach 2:

The patent transitions from traditional one-dimensional authentication (passwords, magnetic strips) to two-dimensional visual authentication images. These images encode financial account information in spatial arrangements of graphical elements, adding dimensional complexity that enhances security while maintaining visual accessibility.

Inventive Principle:
Principle #17Another dimension (Dimensionality change)

2Reliability

If dynamic authentication images based on financial data are implemented, then authentication security and uniqueness are enhanced, but the complexity of generating and verifying authentication increases

Engineering Contradiction:
Improveauthentication securityVSAvoidimage generation and verification complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent creates visual copies of financial account information through authentication images. Instead of directly using sensitive financial data, it generates graphical representations (bubbles, icons, spatial arrangements) that encode the same information, allowing verification without exposing raw data.

Inventive Principle:
Principle #26Copying

Solution Approach 2:

The patent uses visual characteristics (colors, sizes, positions of graphical elements) to encode authentication information. Changes in these visual attributes reflect changes in underlying financial data, providing a visual language for authentication that is both secure and verifiable.

Inventive Principle:
Principle #32Color changes

3Reliability

If authentication images are periodically updated based on financial events, then the resistance to fraud and unauthorized access improves, but the frequency of authentication updates increases system resource consumption

Engineering Contradiction:
Improvefraud prevention capabilityVSAvoidsystem resource consumption
Core Design Contradiction:
ReliabilityVSUse of energy by moving object

Solution Approach 1:

The patent implements periodic regeneration of authentication images triggered by financial events (transactions, account changes). This event-driven periodic update ensures authentication data remains current with financial status without requiring continuous regeneration, optimizing resource usage while maintaining security.

Inventive Principle:
Principle #19Periodic action

Data Source

PatentUS12086806B1Unique identification of customer using an image
Publication Date: 2024.09.10 WELLS FARGO BANK NA
  • US12086806B1 patent drawing
  • US12086806B1 patent drawing
  • US12086806B1 patent drawing

AI summary

A method for authenticating an individual for login to a server computer includes receiving at the server computer data for a first authentication image from an electronic computing device. First attributes are identified of one or more similar geometrical shapes from the data for the first authentication image. A determination is made as to whether the first attributes of the one or more similar geometrical shapes from the data for the first authentication image correspond to second attributes from a second authentication image accessible on or by the server computer. When the first attributes correspond to the second attributes, the individual is authenticated on the server computer.