Dynamic Indicia Scanning for Resource Device Verification

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Solution Overview

Problem

The existing methods for verifying resource distribution devices require manual entry of authentication credentials, which is time-consuming, limits user access, and poses security risks, especially when entered in public settings.

Innovation Solution

A system that uses dynamic device-specific computer-readable indicia to verify resource distribution devices, allowing users to enter authentication credentials on a separate device and scan the indicia to trigger actions on the resource distribution device, reducing manual input and enhancing security.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If manual entry of authentication credentials is used, then security verification is achieved, but user access is limited and time is consumed

Engineering Contradiction:
Improveuser accessVSAvoidtime consumed
Core Design Contradiction:
Ease of operationVSLoss of time

Solution Approach 1:

The patent replaces the mechanical manual entry system with an optical scanning system. Users point a camera at a displayed code or scan a physical token, and the system automatically captures and processes the authentication data. This substitution eliminates the need for manual keyboard or touchscreen input, dramatically reducing the time required for authentication while improving ease of operation.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Solution Approach 2:

The patent introduces an intermediary authentication token or displayed code that serves as a mediator between the user and the resource distribution device. Instead of directly entering credentials, the user presents this intermediary element which the system then verifies. This intermediary mechanism streamlines the authentication process, making it faster and easier while maintaining security.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Reliability

If manual entry of authentication credentials is used, then verification is achieved, but security risks increase in public settings

Engineering Contradiction:
ImprovesecurityVSAvoidsecurity risks
Core Design Contradiction:
ReliabilityVSObject-affected harmful factors

Solution Approach 1:

By replacing manual credential entry with automated optical scanning, the patent eliminates the vulnerability of users having to type or input sensitive authentication data in public view. The scan-based system captures authentication data without requiring the user to expose credentials visually or through manual input, thereby reducing shoulder-surfing attacks and public observation risks.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Solution Approach 2:

The patent uses a visual copy or representation of authentication data (such as a displayed code or scanned token image) instead of requiring direct input of sensitive credentials. This copying mechanism allows verification to occur without exposing the actual authentication secrets, reducing the risk of credential theft in public environments.

Inventive Principle:
Principle #26Copying

3Productivity

If scanning dynamic device-specific computer-readable indicia is used, then verification process is streamlined and user access is increased, but device complexity increases

Engineering Contradiction:
Improveverification speedVSAvoidsystem complexity
Core Design Contradiction:
ProductivityVSDevice complexity

Solution Approach 1:

The patent implements a universal scanning interface that can work across multiple resource distribution devices and authentication methods. The same camera-based scanning system can read various types of codes (QR codes, barcodes, dynamic tokens) and verify different authentication mechanisms, consolidating what could be multiple specialized systems into a single multi-functional platform. This reduces overall system complexity while maintaining high verification speed.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Data Source

PatentUS20240236114A1System and method for verifying a resource distribution device from a plurality via scanning dynamic device-specific computer-readable indicia
Publication Date: 2024.07.11 BANK OF AMERICA CORP
  • US20240236114A1 patent drawing
  • US20240236114A1 patent drawing
  • US20240236114A1 patent drawing

AI summary

Systems, computer program products, and methods are described herein for verifying a resource distribution device from a plurality via scanning dynamic device-specific computer-readable indicia. The method includes receiving an executed action request specific to the resource distribution device. The executed action request may comprise a unique identifier associated with the resource distribution device. The method further includes verifying the resource distribution device based on at least the unique identifier. Verification may be further comprised of identifying a match between the unique identifier and one or more identifiers stored in a database. The one or more identifiers stored in the database may be associated with one or more resource distribution devices. The method further includes triggering the resource distribution device to execute the executed action request in response to verification of the resource distribution device.