Dynamic Interface Schema for Insurance Rate Quotes
Find Innovative SolutionsGenerate Solutions
Solution Overview
Problem
Current insurance rate quote systems require frequent reprogramming of interfaces to accommodate changes in information requirements, leading to increased administrative burdens and the risk of incomplete or incorrect data when third parties manage multiple insurance companies' offerings.
Innovation Solution
A user interface configuration schema dynamically constructs input fields to capture necessary information for insurance product offerings, allowing for real-time updates and validation of data, reducing the need for constant reprogramming and ensuring accurate data collection across multiple insurance companies.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Ease of manufacture
If the interface is hard coded to capture information for insurance rate quotes, then the interface structure is stable and simple to implement, but any changes to information requirements require recoding and reprogramming of the interface
Solution Approach 1:
The patent implements a dynamic interface configuration system where the user interface is constructed based on a configurable schema that can be modified without recoding. The schema defines input fields, data types, and validation rules that can be adjusted to accommodate changing information requirements from different insurance companies, resolving the contradiction between implementation simplicity and adaptability.
Solution Approach 2:
The patent segments the interface configuration into a separate schema layer that is independent from the core interface code. This schema can be independently modified to capture different information requirements for different insurance companies without affecting the underlying interface implementation, allowing the system to maintain simple coded structure while achieving high adaptability.
2Reliability
If the interface is reprogrammed frequently to accommodate changes in information requirements, then the interface remains up-to-date with current needs, but the administrative burden and reprogramming costs increase
Solution Approach 1:
The dynamic schema configuration allows the interface to adapt to changing information requirements through configuration changes rather than code reprogramming. This reduces the administrative burden and time loss associated with frequent interface updates while maintaining currency with current insurance company requirements.
Solution Approach 2:
The patent uses a schema template that can be copied and customized for different insurance companies and product offerings. Instead of reprogramming the entire interface for each change, the system copies the base schema and modifies only the necessary fields, significantly reducing the time and effort required to update the interface.
3Adaptability or versatility
If a third party maintains the interface for multiple insurance companies, then service coverage is expanded, but the complexity of managing different information requirements increases
Solution Approach 1:
The patent implements a universal interface schema that can serve multiple insurance companies with different information requirements. The schema is designed to be configurable and adaptable, allowing a single interface implementation to handle diverse data collection needs across multiple companies, thereby expanding service coverage while managing complexity through standardization.
Solution Approach 2:
The dynamic configuration schema allows the third party to easily adjust the interface for each insurance company without increasing management complexity. The schema can be dynamically customized for different companies' requirements while maintaining a consistent underlying structure, enabling expanded service coverage with controlled complexity.
4Adaptability or versatility
If the interface is reprogrammed in response to one insurance company's changes, then that company's requirements are met, but changes may cause incomplete or incorrect data collection for other insurance companies
Solution Approach 1:
The patent segments the configuration into company-specific schema parameters that can be independently modified. When one insurance company's requirements change, only that company's schema configuration is updated, leaving other companies' configurations intact. This prevents erroneous changes from affecting data collection for other companies while still meeting the specific company's requirements.
Solution Approach 2:
The universal schema design allows company-specific customizations without compromising the integrity of the overall interface. Each insurance company has its own configurable parameters within the unified schema framework, ensuring that changes for one company do not negatively impact data collection for other companies.
Data Source
AI summary
A method includes receiving a request for a user interface configuration schema, and, in response to receiving the request, providing the user interface configuration schema to the electronic device. The request may be received from or at an electronic device. The user interface configuration schema may include information for configuring one or more input fields of a user interface provided by the electronic device. Subsequent to providing the user interface configuration schema, the method includes receiving information from the electronic device. The information may correspond to data entered into the one or more input fields of the user interface. The method includes determining whether the received information is valid, and, in response to a determination that the received information is valid, providing rate information associated with an insurance product offering to the electronic device.