Dynamic Magnetic Card with Touch Display for Data Exchange
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Solution Overview
Problem
Current magnetic card systems lack efficient mechanisms for dynamic data communication and user interaction, particularly in enabling check-in features and social gaming activities during financial transactions, with limited capabilities for data exchange and user engagement.
Innovation Solution
A dynamic magnetic communications device integrated into a card, featuring a multiple-layer board with coils for electromagnetic data communication, touch-sensitive displays, and integrated circuits for processing and exchanging information, allowing for check-in options, data sharing, and social gaming participation.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Adaptability or versatility
If a dynamic magnetic communications device is integrated into a card, then data exchange capability is improved, but device complexity increases
Solution Approach 1:
The patent combines multiple communication functions (magnetic encoder, magnetic emulator, RFID, IC chip) into a single card device, allowing the card to perform various data exchange operations through integrated components that work together within one unit
Solution Approach 2:
The card is designed with universal communication capabilities that can interact with different types of readers (magnetic stripe readers, RFID readers, IC chip readers) through multiple communication interfaces, making it adaptable to various data exchange scenarios including check-in features and social gaming activities
2Adaptability or versatility
If touch-sensitive displays and input devices are added to enable user interaction, then user engagement is improved, but ease of operation decreases
Solution Approach 1:
The display and input devices are integrated directly into the card surface, combining what would traditionally be separate components into a unified interface that maintains the card's portability while adding interactive capabilities
Solution Approach 2:
The touch-sensitive display allows the card itself to serve as the interface for user interaction, eliminating the need for external devices or complex operational procedures, thereby maintaining ease of use despite enhanced engagement capabilities
3Adaptability or versatility
If multiple communication interfaces are integrated, then adaptability is improved, but loss of information decreases
Solution Approach 1:
The processor acts as an intermediary that manages data exchange between different communication interfaces and the card's memory systems, ensuring that information is properly routed, processed, and stored across multiple communication protocols without loss
Solution Approach 2:
The card employs multiple communication interfaces (magnetic encoder, magnetic emulator, RFID, IC chip) that can operate independently or in combination, providing redundant pathways for data exchange that prevent information loss while maintaining adaptability to different reader types
Applied Scientific Principles
This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.
Function Achieved in This Case
Enables seamless data exchange and user interaction, facilitating check-in processes, social gaming, and enhanced user engagement by allowing cardholders to share information and redeem points during transactions, while maintaining operational autonomy and privacy options.
Implementation Method 1
A magnetic emulator, for example, may be provided to generate electromagnetic fields that directly communicate data to a read-head of a magnetic stripe reader
Implementation Method 2
A coil for each track of information that is to be communicated by the dynamic magnetic stripe communications device may then be provided by including wire segments on each layer and interconnecting the wire segments through layer interconnections to create a coil
Data Source
AI summary
A card, or other device (e.g., a mobile telephonic device), may provide transaction, feature information, and/or any other type of information to a merchant terminal based upon check-in options that may be selected by the user on the card. A routing server may receive transaction information, feature information, merchant related information, cardholder information and/or any other type of information and provide the information to networked entities. The networked entities (e.g., websites, social networks, and search engines) may access the information to track the purchasing habits of one or more cardholders.