Dynamic Requirement Prediction for Network Request Compliance

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Solution Overview

Problem

There is a need for a system that can intelligently predict and implement dynamically changing requirements related to incoming network requests, particularly in entities such as financial institutions, to ensure compliance with standards like PCI DSS during transactions.

Innovation Solution

A system comprising a requirement prediction and implementation system that establishes a secure communication link with an entity system, extracts relevant parts of user requests, predicts requirements using a rule-based or machine learning model, evaluates these against a requirement catalog, and provides real-time solutions for deviations based on historical data.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If traditional static requirement evaluation methods are used, then system simplicity is maintained, but the system cannot adapt to dynamically changing requirements in real-time

Engineering Contradiction:
Improveadaptability to dynamically changing requirementsVSAvoidsystem complexity
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The patent implements a dynamic requirement evaluation system that transitions from static pre-defined requirements to real-time adaptive requirement assessment. The system uses machine learning models and rule-based engines that continuously learn and adapt to new requirements patterns, enabling the system to dynamically adjust its evaluation criteria based on incoming requests and changing organizational standards.

Inventive Principle:
Principle #15Dynamics

Solution Approach 2:

The patent employs preliminary action by pre-training machine learning models with historical requirement data and pre-establishing rule-based evaluation frameworks. This allows the system to be prepared in advance for various requirement scenarios, enabling faster real-time adaptation without requiring complete system reconfiguration when new requirements emerge.

Inventive Principle:
Principle #10Preliminary action

2Productivity

If manual requirement evaluation is performed, then accuracy can be maintained through human expertise, but processing speed and real-time response capability deteriorate

Engineering Contradiction:
Improveprocessing speed of requirement evaluationVSAvoidaccuracy of requirement evaluation
Core Design Contradiction:
ProductivityVSMeasurement precision

Solution Approach 1:

The patent implements feedback mechanisms where the system continuously monitors requirement evaluation outcomes and uses this information to refine its machine learning models and rule-based engines. Historical evaluation data is fed back into the system to improve future prediction accuracy, creating a self-improving loop that maintains high precision while operating at automated speeds.

Inventive Principle:
Principle #23Feedback

Solution Approach 2:

The patent replaces manual human expertise with automated machine learning models and rule-based evaluation systems. These computational systems process requirement evaluations at machine speed while incorporating sophisticated algorithms that capture the nuanced judgment previously performed manually, thereby maintaining accuracy while dramatically increasing processing throughput.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

3Reliability

If comprehensive requirement catalogs are maintained, then coverage of all possible requirements is improved, but system complexity and data management burden increase

Engineering Contradiction:
Improvecompleteness of requirement coverageVSAvoidcomplexity of requirement catalog management
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent segments the comprehensive requirement catalog into hierarchical categories and modular components. The requirement evaluation system processes requirements in structured layers, breaking down complex requirement sets into manageable segments that can be independently evaluated and maintained, reducing the overall management burden while preserving complete coverage.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The patent creates a universal requirement evaluation framework that handles multiple types of requirements through a single integrated system. The machine learning models and rule-based engines are designed to be multi-functional, capable of evaluating diverse requirement categories using unified processing logic, thereby simplifying catalog management while maintaining comprehensive coverage.

Inventive Principle:
Principle #6Universality (Multi-functionality)

4Reliability

If real-time requirement prediction is implemented, then compliance with organizational standards is ensured, but computational resources and processing time are consumed

Engineering Contradiction:
Improvereal-time compliance assuranceVSAvoidcomputational resource consumption
Core Design Contradiction:
ReliabilityVSUse of energy by moving object

Solution Approach 1:

The patent applies partial action by implementing tiered requirement evaluation where not all requirements are fully processed for every incoming request. The system identifies and evaluates only the most critical requirements in real-time using streamlined processes, while less critical requirements receive deferred or reduced processing, thereby reducing computational overhead while maintaining essential compliance assurance.

Inventive Principle:
Principle #16Partial or excessive action

Data Source

PatentUS20240303279A1System and method for intelligent prediction and implementation of dynamically changing requirements relating to incoming network requests
Publication Date: 2024.09.12 BANK OF AMERICA CORP
  • US20240303279A1 patent drawing
  • US20240303279A1 patent drawing
  • US20240303279A1 patent drawing

AI summary

Embodiments of the present invention provide a system for intelligent prediction and implementation of dynamically changing requirements relating to incoming network requests. The system is configured for determining that the entity system associated with an entity received a user request from a user, establishing a secure communication link with the entity system, extracting, via a requirement evaluator, through the secure communication link, at least a part of the user request that requires a requirement evaluation, predicting, via a requirement predictor, one or more requirements that are associated with the part of the user request, evaluating the one or more requirements and cataloged requirements stored in a requirement catalog, determining a real-time deviation between the one or more requirements and the cataloged requirements, and providing a solution for the real-time deviation.