Dynamic Risk Score GUI Adaptation for Real-Time User Monitoring

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Solution Overview

Problem

Traditional data monitoring systems face limitations in providing standardized and real-time data monitoring across various users due to the need for frequent user-specific data reviews, which hinders accurate and timely risk management.

Innovation Solution

A system utilizing machine learning models and graphical user interfaces to dynamically assess user risk ratings, aggregate scores, and modify graphical user interfaces based on predetermined thresholds, enabling real-time standardized risk management across multiple users.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Measurement precision

If traditional systems perform frequent user-specific data reviews, then measurement precision of risk assessment is improved, but productivity and time efficiency deteriorate

Engineering Contradiction:
Improverisk assessment accuracyVSAvoiddata monitoring efficiency
Core Design Contradiction:
Measurement precisionVSProductivity

Solution Approach 1:

The system segments users into different risk categories based on their risk scores and dynamically adjusts the review frequency and depth accordingly. High-risk users receive comprehensive reviews while low-risk users undergo simplified monitoring, resolving the contradiction between assessment accuracy and operational efficiency.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The system dynamically adapts the monitoring approach based on real-time risk score changes. When a user's risk score crosses thresholds, the system automatically adjusts review intensity and GUI formatting, enabling precise risk management without unnecessary frequent reviews of stable users.

Inventive Principle:
Principle #15Dynamics

2Ease of operation

If traditional systems use standardized monitoring processes, then ease of operation is improved, but measurement precision for individual user risk assessment deteriorates

Engineering Contradiction:
Improvestandardization of monitoringVSAvoidindividual risk rating accuracy
Core Design Contradiction:
Ease of operationVSMeasurement precision

Solution Approach 1:

The system applies local quality by customizing monitoring depth and GUI presentation for each user based on their individual risk profile. While maintaining a standardized overall process, the system adapts specific review requirements and display formats to match individual user risk characteristics, achieving both standardization and precision.

Inventive Principle:
Principle #3Local quality

3Reliability

If the system performs detailed data reviews for all users, then reliability of risk management is improved, but loss of time increases

Engineering Contradiction:
Improverisk management accuracyVSAvoidtime for data review
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The system applies partial action by conducting detailed reviews only for users who require them based on their risk scores. Users with stable, low-risk profiles receive simplified monitoring, while only users approaching or exceeding risk thresholds undergo comprehensive review, reducing overall time loss while maintaining reliability where needed.

Inventive Principle:
Principle #16Partial or excessive action

Data Source

PatentUS20250022055A1Systems and methods for data monitoring
Publication Date: 2025.01.16 CAPITAL ONE SERVICES LLC
  • US20250022055A1 patent drawing
  • US20250022055A1 patent drawing
  • US20250022055A1 patent drawing

AI summary

Disclosed embodiments may include a system for data monitoring. The system may receive data associated with a user. The system may determine a rating corresponding to the user based on the received data. The system may dynamically generate a score by aggregating the rating and a respective second rating of additional user(s). The system may determine whether the score satisfies a first threshold. Responsive to determining the score satisfies the first threshold, the system may cause a user device to display, via a GUI, the score in a first format. Responsive to determining the score does not satisfy the first threshold, the system may determine whether the score satisfies a second threshold. Responsive to determining the score satisfies the second threshold, the system may generate a first modified GUI comprising the score in a second format, and may cause the user device to display the first modified GUI.