Dynamic Token Network for Incremental User Data Disclosure

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Solution Overview

Problem

The increasing prevalence of virtual computing networks, such as the Metaverse, poses challenges in conducting resource events while maintaining data security, as users are required to share personal and resource-related data with resource providers, leading to potential data breaches.

Innovation Solution

A dynamic and intelligent token-based resource event facilitation network is implemented, utilizing a resource event facilitation and decisioning engine with a dynamic token generator. This system generates tokens that store partial user attribute data, allowing incremental and controlled data sharing with resource providers, while a decision matrix determines resource provider candidates based on adherence to user-defined rules.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If users share complete attribute data with resource providers to enable resource event facilitation, then resource providers can make informed decisions, but user data exposure and security risks increase

Engineering Contradiction:
Improveresource event facilitationVSAvoiddata exposure
Core Design Contradiction:
ReliabilityVSObject-affected harmful factors

Solution Approach 1:

The patent segments user attribute data into multiple tokens, where each token contains only a specific portion of the user's data (e.g., token 340-1 contains first portion, token 340-2 contains second portion). This segmentation allows resource providers to receive only the necessary data portions for specific resource events, reducing overall data exposure while maintaining facilitation capability.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

Different tokens are assigned different data portions based on the specific resource event requirements. Each token contains locally optimized data quality - only the portions needed for that particular resource provider's decision-making, rather than complete user data universally distributed to all providers.

Inventive Principle:
Principle #3Local quality

2Object-affected harmful factors

If users share minimal attribute data with resource providers to maintain data security, then user privacy is protected, but resource providers lack sufficient information to make informed decisions

Engineering Contradiction:
Improvedata exposureVSAvoidresource event facilitation
Core Design Contradiction:
Object-affected harmful factorsVSReliability

Solution Approach 1:

The system dynamically determines which data portions to include in each token based on the specific resource event context, user preferences, and resource provider requirements. The token generator 330 creates different token configurations adaptively, ensuring sufficient data is provided for reliable decision-making while minimizing unnecessary exposure.

Inventive Principle:
Principle #15Dynamics

Solution Approach 2:

The system implements feedback mechanisms where resource providers evaluate received tokens and can request additional specific data portions if needed for their assessment. This allows the system to iteratively provide just enough information for reliable facilitation while maintaining data security constraints.

Inventive Principle:
Principle #23Feedback

3Productivity

If all user attribute data is distributed to all resource providers simultaneously, then resource event processing is efficient, but data security and user control are compromised

Engineering Contradiction:
Improveresource event processingVSAvoiddata exposure
Core Design Contradiction:
ProductivityVSObject-affected harmful factors

Solution Approach 1:

User attribute data is segmented into multiple tokens 340 that are distributed selectively to different resource providers 210. Each provider receives only the specific token(s) containing data portions relevant to their resource event, enabling efficient processing without unnecessary data exposure to all providers.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The edge gateway apparatus 300 acts as an intermediary that manages token distribution between users and resource providers. It controls which tokens are sent to which providers based on event requirements, maintaining processing efficiency while enforcing data security policies.

Inventive Principle:
Principle #24Intermediary (Mediator)

4Object-affected harmful factors

If incremental token distribution is implemented to limit data exposure, then user data security is enhanced, but resource event processing time increases

Engineering Contradiction:
Improvedata exposureVSAvoidresource event processing
Core Design Contradiction:
Object-affected harmful factorsVSLoss of time

Solution Approach 1:

User attribute data is pre-segmented into multiple tokens 340 before distribution, with each token containing specific data portions. This preliminary organization enables rapid selective distribution to resource providers without requiring iterative requests, reducing processing time while maintaining security benefits of incremental distribution.

Inventive Principle:
Principle #10Preliminary action

Data Source

PatentUS20250293881A1Dynamic and intelligent token-based resource event facilitation network
Publication Date: 2025.09.18 BANK OF AMERICA CORP
  • US20250293881A1 patent drawing
  • US20250293881A1 patent drawing
  • US20250293881A1 patent drawing

AI summary

A dynamic and intelligent token-based resource event facilitation network is disclosed that limits exposure of user data to resource providers virtually located within virtual computing networks. The invention implements a dynamic token generator that is configured to generate tokens that allow a user to negotiate the terms/parameters of a resource event, such as a resource advancement or the like. Each token stores only a distinct portion of the user's attribute data. Negotiation occurs through incremental communication/distribution of the tokens to the resource providers, such that only the minimal amount of user attribute data necessary for a resource provider to meet user-defined rules is communicated to perspective resource providers.