EFT Capacity Testing via Mainframe Copy Simulation

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Solution Overview

Problem

Current Electronic Funds Transfer (EFT) systems face high cost barriers for smaller entities due to reliance on mainframe processing, leading to outsourcing to third-party vendors, and require effective testing to handle varying transaction volumes and types, especially under extreme conditions.

Innovation Solution

A system capable of performing stress tests on EFT systems by simulating high transaction volumes and types, using multiple processors to measure response times and queue depths, with scripting capabilities to replicate production environments and provide detailed logging and reporting for analysis.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If mainframe processing systems are used for EFT transactions, then data processing integrity and service levels are maintained, but cost barriers increase substantially for smaller entities

Engineering Contradiction:
Improvedata processing integrityVSAvoidcost entry barrier
Core Design Contradiction:
ReliabilityVSEase of manufacture

Solution Approach 1:

The patent uses mainframe copies to simulate production environments for capacity testing. Multiple mainframe copies are created to represent different production scenarios, allowing testing of system capacity without requiring actual production mainframes. This enables smaller entities to perform comprehensive capacity planning at lower costs while maintaining test accuracy.

Inventive Principle:
Principle #26Copying

Solution Approach 2:

The system dynamically changes transaction volumes, message rates, and test parameters during capacity testing. By varying these parameters, the system can identify capacity thresholds and performance degradation points without requiring permanent infrastructure changes, reducing costs while maintaining reliability validation.

Inventive Principle:
Principle #35Parameter changes

2Ease of manufacture

If third-party vendors are used for EFT transaction operations, then cost per transaction decreases for smaller entities, but control and customization capabilities are reduced

Engineering Contradiction:
Improvecost per transactionVSAvoidcustomization capability
Core Design Contradiction:
Ease of manufactureVSAdaptability or versatility

Solution Approach 1:

The patent enables organizations to perform their own capacity testing and planning using automated mainframe copy-based testing systems. This self-service approach eliminates dependence on third-party vendors for capacity assessment, allowing entities to maintain full control and customization of their EFT operations while achieving cost efficiency through in-house testing capabilities.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The testing system is divided into modular components including mainframe copies, capacity planning software, and analysis tools. This segmentation allows smaller entities to implement only the necessary testing capabilities they need, providing customizable solutions at lower costs compared to comprehensive third-party vendor services.

Inventive Principle:
Principle #1Segmentation

3Reliability

If capacity testing is performed to determine maximum transaction rates, then operational extremes and system weaknesses are identified, but testing complexity and resource requirements increase

Engineering Contradiction:
Improvesystem capacity knowledgeVSAvoidtesting system complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

Mainframe copies are used to create simplified test environments that replicate production system behavior. These copies capture essential system characteristics without requiring the full complexity of production mainframes, enabling comprehensive capacity testing with reduced testing system complexity and resource requirements.

Inventive Principle:
Principle #26Copying

Solution Approach 2:

Mainframe copies are prepared in advance with pre-configured transaction scripts and test scenarios. This preliminary action allows capacity testing to proceed systematically without requiring complex real-time setup, reducing testing complexity while maintaining thoroughness in identifying system capacity limits.

Inventive Principle:
Principle #10Preliminary action

Data Source

PatentUS7447660B2System and method for capacity testing of electronic funds transfer systems
Publication Date: 2008.11.04 FIDELITY INFORMATION SERVICES LLC
  • US7447660B2 patent drawing
  • US7447660B2 patent drawing
  • US7447660B2 patent drawing

AI summary

The system of the invention provides for testing of Electronic Funds Transfer host systems. A first personal computer is used to generate test scripts. The test scripts are downloaded to a number of second personal computers that are operated under control of the first processor to provide EFT test messages to the host system. The number of the second personal computers is selected to provide a maximum rate of providing test transactions to the host. Data collection is utilized to permit the first processor to display the host system response time to varying loads or transaction rates.