Elastic Rule Engine for Real-Time Quantum Fraud Counteraction

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Solution Overview

Problem

Existing hard-coded rules struggle to keep pace with the rapid evolution of fraudulent activities, necessitating real-time adaptation and counteraction.

Innovation Solution

A quantum processing unit employs artificial intelligence and machine learning to monitor, identify, and rebuild elastic rules that dynamically counteract fraudster activities, customizing them for each network node based on parameters and characteristics.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If predetermined hard-coded rules are used to identify fraudulent activities, then the system can detect known fraud patterns, but the rules cannot keep pace with rapidly evolving fraudulent activities

Engineering Contradiction:
Improvefraud detection accuracyVSAvoidrule update speed
Core Design Contradiction:
ReliabilityVSAdaptability or versatility

Solution Approach 1:

The patent transforms static hard-coded rules into dynamic elastic rules that automatically adapt to changing fraud patterns. The system continuously monitors fraudulent activities and rebuilds rules in real-time, allowing the rule set to evolve dynamically rather than remaining fixed. This resolves the contradiction by making the detection system both reliable (through continuous monitoring) and adaptable (through automatic rule regeneration).

Inventive Principle:
Principle #15Dynamics

Solution Approach 2:

The system implements a feedback loop where fraudulent activities are continuously monitored, analyzed, and used to rebuild and refine detection rules. The quantum processing unit receives feedback from detected fraud cases and automatically updates the rule set, creating a self-improving system that maintains high detection accuracy while adapting to new threat patterns without manual intervention.

Inventive Principle:
Principle #23Feedback

2Productivity

If traditional computing systems are used to monitor and update rules in real-time, then the system can respond to fraud activities, but computing resources are excessively consumed

Engineering Contradiction:
Improvereal-time detection capabilityVSAvoidcomputing resource consumption
Core Design Contradiction:
ProductivityVSUse of energy by moving object

Solution Approach 1:

The patent replaces traditional classical computing systems with a quantum processing unit that leverages quantum mechanical principles (superposition, entanglement, interference) to perform complex rule analysis and fraud detection. This substitution enables real-time monitoring and rule updates with significantly reduced computational overhead, resolving the contradiction between real-time productivity and energy consumption.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Data Source

PatentUS20250365297A1Quantum computing elastic rule engine
Publication Date: 2025.11.27 BANK OF AMERICA CORP
  • US20250365297A1 patent drawing
  • US20250365297A1 patent drawing
  • US20250365297A1 patent drawing

AI summary

Systems, apparatus and methods for creating and enforcing real-time counter-malicious rules are provided. Methods may include monitoring, using a quantum processing unit, interactions on a network. Methods may include identifying, using the quantum processing unit, one or more fraudulent activities included in the interactions. Methods may include amalgamating, using the quantum processing unit, the fraudulent activities. Methods may include rebuilding, using the quantum processing unit, one or more fraudster rules used by one or more entities executing the one or more fraudulent activities. Methods may include building, using the quantum processing unit, one or more elastic counteractive rules, said elastic counteractive rules counteracting the one or more fraudster rules. Methods may include executing, using the quantum processing unit, the elastic counteractive rules within the network. Methods may also include halting, using the quantum processing unit, the one or more fraudulent activities within the network using the elastic counteractive rules.