Electronic Data Transfer System for Multiple Recipient Destinations

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Solution Overview

Problem

There is a need for computer technology systems that enable seamless electronic data transfer across various networks, including WAN, LAN, wireless, DSL, frame relay, and ATM networks, to facilitate the development and implementation of new products and services, particularly in industries requiring efficient communication and distribution of stored value data to multiple recipient destinations.

Innovation Solution

A system and method for electronic data transfer that involves a computer-based data communications network, where a computer readable database maintains multiple recipient destinations, allowing for the transmission of EDI data payloads with stored value attributes to different virtual memory locations, using secure protocols like IPSEC for encrypted communications, enabling distribution and authorization of stored value to multiple recipient destinations.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If electronic data transfer is implemented across multiple networks to enable seamless communication, then interoperability and service implementation are improved, but system complexity and security requirements increase

Engineering Contradiction:

ImproveinteroperabilityVSAvoidsystem complexity

Core Design Contradiction:

Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The system segments data transfer operations by maintaining separate memory locations for different recipient destinations within the database. Each memory location stores destination-specific information, allowing the system to handle multiple network protocols and destinations through modular, organized data structures rather than complex conditional logic throughout the entire system.

Inventive Principle:

Principle #1Segmentation

Solution Approach 2:

The patent introduces an intermediary processing layer that receives data transfer requests, extracts recipient destination information from the database, and routes data appropriately. This intermediary component abstracts the complexity of multi-network communication, shielding higher-level applications from the underlying system complexity while maintaining interoperability across WAN, LAN, wireless, and other networks.

Inventive Principle:

Principle #24Intermediary (Mediator)

2Productivity

If data is transmitted to multiple recipient destinations simultaneously, then distribution efficiency is improved, but data security and access control requirements increase

Engineering Contradiction:

Improvedistribution efficiencyVSAvoiddata security

Core Design Contradiction:

ProductivityVSReliability

Solution Approach 1:

The system performs preliminary actions by pre-storing recipient destination information, access control data, and routing information in database memory locations before actual data transfer occurs. This allows security validations and access control checks to be prepared in advance, enabling efficient simultaneous distribution to multiple destinations while maintaining security through pre-configured authorization rules.

Inventive Principle:

Principle #10Preliminary action

Solution Approach 2:

The patent utilizes database copying mechanisms where recipient destination information and access control parameters are copied to appropriate memory locations for each destination. This copying approach enables simultaneous data distribution to multiple recipients while maintaining security through replicated access control information, avoiding the need to re-validate security for each destination individually during the transfer process.

Inventive Principle:

Principle #26Copying

3Speed

If stored value data attributes are extracted and transmitted electronically, then data transfer speed is improved, but data integrity and authorization verification requirements increase

Engineering Contradiction:

Improvedata transfer speedVSAvoiddata integrity

Core Design Contradiction:

SpeedVSLoss of information

Solution Approach 1:

The system implements self-service mechanisms where the database structure itself contains embedded authorization verification information and data integrity checks within each memory location. When data is extracted for transmission, the associated authorization and integrity information is automatically included, allowing receiving systems to verify data integrity and authorization without requiring complex external validation processes, thus maintaining speed while ensuring reliability.

Inventive Principle:

Principle #25Self-service

Data Source

PatentUS10158614B2Database processing system for multiple destination payloads

Publication Date: 2018.12.18 BANK OF AMERICA CORP

AI summary

Aspects of the present disclosure are directed to electronic data transfer methods and systems for multiple recipient destination processing. A plurality of computer readable memory locations in a computer readable database associated with a first entity computer system is maintained. Electronically, via a computer-based data communications network, an instruction is received for electronic data transfer EDI data payload including a stored value data attribute, and data transfer request attribute, and a first recipient destination and a second recipient destination; wherein the first recipient destination and the second recipient destination are associated with different recipient virtual memory locations. Responsive to the data transfer request attribute request being extracted, EDI data payload associated with the stored value data attribute to the first recipient destination and the second recipient destination is transmitted.