Electronic Device Lump Sum Payment Automation

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Solution Overview

Problem

Users face inconvenience when making multiple purchases as they need to perform payments individually each time, lacking a method for lump sum payments for a purchase list.

Innovation Solution

An electronic device method that allows users to preset a payment card, limit, and period for specific purchase locations, enabling lump sum payments after a predetermined time or condition is met, using identification information shared with an external server to generate and manage purchase lists.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If users perform individual payments for each purchase, then payment accuracy and control are improved, but user convenience and operational efficiency deteriorate

Engineering Contradiction:

Improvepayment accuracyVSAvoiduser convenience

Core Design Contradiction:

ReliabilityVSEase of operation

Solution Approach 1:

The system performs preliminary actions by presetting payment cards, payment limits, and payment periods before actual purchases occur. Users configure their payment preferences in advance, and the system automatically selects and applies the appropriate payment method when purchases are made, eliminating the need for repeated manual payment decisions while maintaining payment accuracy through pre-defined controls.

Inventive Principle:

Principle #10Preliminary action

Solution Approach 2:

The system enables self-service by automatically managing payment selections based on pre-configured rules. The electronic device autonomously determines which payment card to use, checks payment limits, and processes payments without requiring user intervention for each transaction, thereby improving convenience while maintaining reliability through automated rule-based decision-making.

Inventive Principle:

Principle #25Self-service

2Reliability

If users perform individual payments for each purchase, then payment control and security are improved, but time consumption and operational complexity increase

Engineering Contradiction:

Improvepayment controlVSAvoidtime consumption

Core Design Contradiction:

ReliabilityVSLoss of time

Solution Approach 1:

Payment control parameters such as payment limits, permitted merchants, and time periods are preset in advance. This preliminary configuration allows the system to automatically enforce payment controls during transactions without requiring users to spend time reviewing or approving each payment individually, thus reducing time consumption while maintaining payment control integrity.

Inventive Principle:

Principle #10Preliminary action

Solution Approach 2:

The system provides feedback mechanisms to inform users of payments made under automated rules, allowing them to review and adjust their pre-set parameters if needed. This feedback loop ensures ongoing payment control while minimizing the time users need to spend on payment management by only requiring intervention when exceptions occur or when users want to modify their preferences.

Inventive Principle:

Principle #23Feedback

3Ease of operation

If lump sum payment is enabled, then user convenience and operational efficiency are improved, but payment flexibility and user control may deteriorate

Engineering Contradiction:

Improveoperational efficiencyVSAvoidpayment flexibility

Core Design Contradiction:

Ease of operationVSAdaptability or versatility

Solution Approach 1:

The system dynamically adapts between individual payment mode and lump sum payment mode based on pre-configured conditions. Payment flexibility is maintained by allowing users to set different payment behaviors for different scenarios, merchants, or time periods. The system automatically adjusts its payment processing behavior to match the appropriate mode for each situation, thus improving operational efficiency while preserving payment flexibility through conditional logic.

Inventive Principle:

Principle #15Dynamics

Solution Approach 2:

Users can change payment parameters such as payment limits, time periods, and applicable merchants to adapt the lump sum payment functionality to different needs. The system processes payments based on these parameters, automatically switching between payment modes as parameters change, thereby maintaining payment flexibility while enabling efficient lump sum processing when appropriate conditions are met.

Inventive Principle:

Principle #35Parameter changes

Data Source

PatentUS11321686B2Electronic device and control method of electronic device

Publication Date: 2022.05.03 SAMSUNG ELECTRONICS CO LTD

AI summary

An electronic device is provided. The provided electronic device includes: a display; a communication module capable of communicating with an external server; a processor configured to control the communication module and the display; and a memory electrically connected to the processor, wherein, when the electronic device is executed, the memory includes instructions for the processor to control the communication module to transmit identification information of the electronic device to the external server, control the communication module to receive, from the external server, user identification information generated by the server in response to the identification information of the electronic device, control the display to display a purchase list generated based on the user identification information, and control the display to display a user interface through which payment for the purchase list is possible, based on a user input for confirming the purchase list. Other various embodiments are possible.