Electronic Money Remittance Workflow With Recipient Self-Registration
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Solution Overview
Problem
Existing payment systems require users to be pre-registered with electronic money services before remitting money, necessitating verification of the recipient's registration status, which can be burdensome.
Innovation Solution
An information processing system that includes a presentation module to provide a receiving method for electronic money and a registration management module to prompt unregistered recipients to register, allowing remittance amounts to be added to their balance upon successful registration.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If the system requires verification of recipient registration status before remitting money, then the reliability of the payment system is improved, but the ease of operation deteriorates due to the additional verification step
Solution Approach 1:
The system performs preliminary registration of the recipient in the electronic money service before the remittance is executed. The presentation module presents a receiving method that includes registration information, and the registration management module automatically registers the recipient using this information, so that when the remittance is processed, the recipient is already registered and the transfer can proceed without verification delays
Solution Approach 2:
The recipient automatically registers themselves with the electronic money service by inputting the receiving method information presented to them. This self-registration process eliminates the need for the remitter to manually verify the recipient's registration status, as the system handles the registration automatically based on the presented information
2Adaptability or versatility
If the system presents receiving method information to unregistered recipients, then the adaptability of the service is improved, but the device complexity increases due to the additional presentation and registration management modules
Solution Approach 1:
The presentation module serves multiple functions: it presents receiving method information to unregistered recipients, presents remittance information to registered users, and facilitates the registration process. The registration management module also handles multiple tasks including determining registration status, presenting registration information, and managing the registration process. This multi-functionality reduces the need for separate dedicated components for each function
Data Source
AI summary
An information processing system configured to: present, when a first user is registered with an electronic money service that operates in cooperation with a cooperative service that is provided to the first user and a second user and an instruction to send a remittance amount of electronic money from the first user to the second user is given, a receiving method for the electronic money to the second user; and transmit, when an operation based on the receiving method is input from the second user and the second user is not registered with the electronic money service, information for prompting the second user to register in the electronic money service to the second user. When the second user is registered with the electronic money service based on the information, the remittance amount is added to a balance of electronic money available to the second user.