Electronic Personal Data Locker System for Mobile Device Integration
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Solution Overview
Problem
Conventional digital wallet replacements are inadequate as they are idiosyncratic and geared toward only one or a small number of products, making them bulky and inconvenient, and losing a physical wallet results in significant inconvenience and expense.
Innovation Solution
An electronic personal data locker system that integrates with mobile devices and computing environments to store, organize, and manage various types of personal data, allowing users to share data with third parties securely while enabling insights through data correlation and analysis.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Adaptability or versatility
If multiple separate cards are used to store different types of personal information, then all necessary items can be held, but the wallet becomes bulky and difficult to carry
Solution Approach 1:
The patent consolidates multiple separate cards containing different types of personal information (identification, financial, health insurance, loyalty cards) into a single integrated electronic device. This merging eliminates the need to carry multiple physical cards, directly resolving the contradiction by maintaining adaptability while reducing bulkiness.
Solution Approach 2:
The patent creates digital copies of physical cards and personal information, storing them in electronic form within the device. These digital copies replicate the functionality of physical cards without the physical bulk, allowing users to access all personal information in a compact format.
2Reliability
If a physical wallet is lost, then all personal information and financial items are compromised, but carrying a secure wallet is challenging
Solution Approach 1:
The patent replaces the mechanical physical wallet system with an electronic device that uses digital storage and encryption. This substitution provides enhanced security through electronic protection mechanisms while improving ease of operation through integration with mobile devices and automated data management.
Solution Approach 2:
The electronic device serves multiple functions beyond simply storing information - it provides secure storage, automated data acquisition from third parties, data sharing capabilities, and insight generation. This multi-functionality enhances reliability while maintaining convenience.
3Ease of manufacture
If existing digital wallet replacements are designed for specific products only, then they are simple to implement, but they are inadequate and require multiple separate solutions
Solution Approach 1:
The patent designs the electronic device as a universal platform capable of storing and managing all types of personal information in a single system. Rather than creating separate digital solutions for different card types, this universal approach maintains ease of manufacture through standardized electronic storage while achieving comprehensive adaptability across all personal data categories.
Data Source
AI summary
An electronic personal data locker system is described in which personal data is stored, organized, accessed, and/or maintained, among others activities. In an embodiment, the personal data locker system comprises multiple personal data lockers that each store different types of personal information and/or data of a user. The personal data lockers are established by the system and may be integrated with mobile computing devices. The system may enable the sharing of the gathered data with third parties and/or may enable the user to set preferences for what data is to be shared with various third parties. The system may further provide convenience in providing personal data to third parties via a standard application programming interface (API). The system may also enable the finding and/or calculating of user-related insights based on the gathered data through correlation, aggregation, and/or analysis of the user's personal data.