Electronic Settlement System for Gaming Parlors Using Mobile Intermediary
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Solution Overview
Problem
In gaming parlors, the use of credit cards is restricted due to regulations, and prepaid cards cannot be purchased when all cash is spent, limiting settlement options and reducing convenience for users and revenue for gaming parlors.
Innovation Solution
An electronic settlement system involving an electronic settlement server, in-store server, negotiable value providing device, and mobile communications terminal, allowing for secure and convenient electronic transactions using a network for transferring funds between user, settlement provider, and gaming parlor accounts, providing a negotiable value like rental balls or prepaid cards.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Ease of operation
If credit cards are used for settlement in gaming parlors, then convenience for users is improved, but regulations restrict their use and personal information leakage risks increase
Solution Approach 1:
The patent introduces a mobile terminal as an intermediary device between the user and the gaming parlor settlement system. The mobile terminal stores payment information locally and communicates with the negotiable value providing device through near field communication, preventing direct exposure of sensitive credit card information to the gaming parlor system while enabling convenient electronic settlement.
2Adaptability or versatility
If prepaid cards are used for settlement, then users can continue playing after cash is spent, but prepaid cards cannot be purchased when all cash is spent
Solution Approach 1:
The patent creates a multi-functional settlement system where the mobile terminal can serve multiple purposes: it acts as a prepaid card when cash is available, and automatically switches to credit card settlement when the prepaid balance is exhausted. This universal system eliminates the need for separate prepaid and credit card systems and resolves the limitation of not being able to top-up prepaid cards with cash.
3Ease of operation
If electronic settlement system is implemented, then settlement convenience is improved, but device complexity increases with multiple servers and communication networks
Solution Approach 1:
The patent extracts the payment information storage and processing function from the gaming parlor's settlement system and places it in the user's mobile terminal. This extraction simplifies the gaming parlor's system structure by removing the need for complex prepaid card issuing and management infrastructure, while maintaining electronic settlement convenience through the mobile terminal's near field communication capability.
Data Source
AI summary
An electronic settlement system which is similar to cash settlement and which is usable in a gaming parlor is provided. In the electronic settlement system, a mobile phone communicates with a ball lending machine using a contactless IC card to acquire a device ID from the ball lending machine, and transmits a payment request message including the device ID and a user ID to an electronic settlement server. The electronic settlement server notifies an in-store server of a transfer amount from a user account to a settlement provider account, and the in-store server stores the transfer amount as a deposit. In response to a payment request message from the mobile phone, the in-store server instructs the ball lending machine to provide gaming media corresponding to a gaming medium cost, adds an amount corresponding to the gaming medium cost to a consumed amount, and issues a transfer request to a receiving network so as to transfer the consumed amount from the settlement provider account to a gaming parlor operator account. Upon receiving a provision instruction message from the in-store server, the ball lending machine provides gaming media corresponding to the gaming medium cost.