Embedded Hologram Payment Card with Optical Data Reading

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Solution Overview

Problem

Current magnetic cards and payment systems face limitations in data communication and security, particularly in accurately reading dynamic information and preventing counterfeiting, due to susceptibility to errors and lack of robust security features.

Innovation Solution

The integration of a dynamic magnetic communications device, capacitive touch sensors, RFIDs, IC chips, and a security hologram embedded within a transparent polymer layer, allowing for secure data communication and enhanced security through electromagnetic field generation and multi-point touch-sensitive displays, along with a flexible printed circuit board and adhesive application for hologram placement.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Measurement precision

If a magnetic stripe reader is used for data communication, then data exchange is enabled, but reading accuracy is poor and errors occur frequently

Engineering Contradiction:
Improvereading accuracyVSAvoiderror susceptibility
Core Design Contradiction:
Measurement precisionVSReliability

Solution Approach 1:

The patent replaces the mechanical magnetic stripe reading system with an optical scanning system. A camera captures images of the magnetic stripe, and image processing algorithms extract data from the visual pattern. This substitution of mechanical electromagnetic reading with optical imaging and digital processing eliminates the inherent errors of magnetic field detection and achieves high-precision, reliable data communication.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

2Reliability

If security features are added to prevent counterfeiting, then security is enhanced, but device complexity increases

Engineering Contradiction:
Improvesecurity against counterfeitingVSAvoidstructural complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent embeds the camera module, processing unit, and memory within the card structure itself. The camera is positioned to capture images of the magnetic stripe through a transparent or translucent window. This nesting of functional components within the card body provides robust security features without significantly increasing external complexity, as the entire system is self-contained and integrated into the card's existing form factor.

Inventive Principle:
Principle #7Nested doll (Nesting)

Applied Scientific Principles

This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.

Function Achieved in This Case

This solution enables reliable and secure data exchange, reduces errors in reading dynamic information, and enhances security by embedding a hologram within the card structure, making it difficult to counterfeit while maintaining a seamless user interface.

Implementation Method 1

A magnetic emulator may generate electromagnetic fields that directly communicate data to a magnetic stripe reader

Methodology Applied
Scientific EffectElectromagnetic field generation: Electromagnetic Induction

Implementation Method 2

A security hologram may be attached to the electronic assembly

Methodology Applied
Scientific EffectLight diffraction: Diffraction

Data Source

PatentUS10176423B1Cards and devices with embedded holograms
Publication Date: 2019.01.08 DYNAMICS INC
  • US10176423B1 patent drawing
  • US10176423B1 patent drawing
  • US10176423B1 patent drawing

AI summary

A card, such as a payment card, or other device may include an electronics package. The electronics package may include electronic components mounted on a flexible, printed circuit board. The electronics package may be laminated (e.g., via a hot, cold, or molding lamination process) between layers of transparent polymer. A hologram may be fixed to one side of the electronics package such that the hologram may be viewed from the exterior of the laminated card having transparent polymer layers. As such, the hologram may not be removed without breaching the integrity of a transparent polymer layer.