Embedded Transfer Interface Framework for Location-Specific Compliance

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Solution Overview

Problem

Existing electronic data transfer networks face challenges in securely transferring data between devices operating at different locations or domains with varying network resources and compliance rules, requiring a solution that ensures secure and location-specific transaction interfaces.

Innovation Solution

A transaction server embedded within host applications determines location-specific and partner-specific transaction user interfaces, uploads them to a CDN, and transmits a link for direct download, enabling secure data transmission through integrated software components.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Device complexity

If a single transaction interface is used for all locations and domains, then device complexity is reduced, but compliance with location-specific rules and security requirements deteriorates

Engineering Contradiction:

Improvetransaction interface complexityVSAvoidcompliance with location-specific rules

Core Design Contradiction:

Device complexityVSReliability

Solution Approach 1:

The patent segments the transaction interface into multiple location-specific and domain-specific versions. Each interface is tailored to comply with the specific rules and requirements of its target location or domain, rather than using a single universal interface. This segmentation allows the system to meet diverse compliance requirements while maintaining manageable complexity through modular design.

Inventive Principle:

Principle #1Segmentation

Solution Approach 2:

The patent implements local quality by providing different transaction interfaces optimized for specific locations and domains. Each interface has the specific features, security measures, and compliance controls appropriate for its intended use context. This ensures that each local deployment meets its specific regulatory and security requirements while the overall system remains coherent.

Inventive Principle:

Principle #3Local quality

2Reliability

If multiple location-specific transaction interfaces are maintained, then compliance with local rules is improved, but system complexity and maintenance difficulty increase

Engineering Contradiction:

Improvecompliance with location-specific rulesVSAvoidinterface maintenance difficulty

Core Design Contradiction:

ReliabilityVSEase of repair

Solution Approach 1:

The patent creates a universal transaction interface framework that can function across multiple locations and domains. This framework provides common core functionality that can be adapted to specific local requirements through configuration rather than custom development. The universal framework handles updates and maintenance centrally, reducing the burden of maintaining multiple separate interfaces while still providing location-specific compliance.

Inventive Principle:

Principle #6Universality (Multi-functionality)

Solution Approach 2:

The patent implements a dynamic interface selection mechanism that automatically chooses the appropriate transaction interface based on the user's location and domain context. This dynamic approach allows the system to adapt to different requirements without manual intervention, and enables centralized updates to be propagated automatically to the appropriate interfaces, simplifying maintenance while maintaining compliance.

Inventive Principle:

Principle #15Dynamics

3Reliability

If transaction interfaces are hosted centrally on the transaction server, then security control is improved, but transmission speed and user access efficiency deteriorate

Engineering Contradiction:

Improvesecurity controlVSAvoidinterface transmission speed

Core Design Contradiction:

ReliabilityVSSpeed

Solution Approach 1:

The patent pre-generates and stores transaction interfaces on the transaction server before they are needed. When a user requests a transaction interface, the system can quickly retrieve and deliver the pre-prepared interface rather than generating it in real-time. This preliminary action ensures security through centralized control while improving delivery speed through efficient retrieval and caching mechanisms.

Inventive Principle:

Principle #10Preliminary action

Solution Approach 2:

The patent creates and distributes copies of transaction interfaces from the central server to edge locations or client devices. These copies maintain the security and compliance properties of the original centralized interface while enabling faster local access and reducing transmission delays. The copying mechanism allows centralized security management while providing distributed fast access points.

Inventive Principle:

Principle #26Copying

Data Source

PatentUS12506797B2Integration framework and user interface for embedding transfer services into applications

Publication Date: 2025.12.23 WESTERN UNION CO

AI summary

Techniques are disclosed for providing secure transaction functionality embedded into host applications executing on transaction client devices, using an integration framework and user interfaces. A transaction server may be configured to receive initial transaction sender and receiver data from an integrated software component executing within a host software application on a transaction client device. After receiving the initial transaction sender and receiver data from the integrated software component, the transaction server may determine transaction sender and transaction recipient locations and may select a particular transaction user interface based on the sender and recipient location data. A particular transaction user interface also may be determined based on specific host applications. After determining the particular transaction user interface, the interface may be transmitted to the transaction client device, for example, via a content delivery network.