Emergency Resource Kiosk Authentication Using Pre-Registered Tokens

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Solution Overview

Problem

Individuals often face difficulties in accessing essential resources such as mobile devices and funds when they are away from home due to loss or theft, especially in a cell phone-dependent society, making it challenging to replace lost items or access necessary funds without identification or money.

Innovation Solution

A system and method that utilizes a tracking device or token for authentication at locker kiosks to dispense emergency kits containing a mobile device, credit card, and cash, which are personalized and configured for the user's preferences, while simultaneously disabling the lost device to prevent further access.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If traditional identification methods (credit cards, ID cards) are used for accessing resources, then resource access is controlled, but the system becomes unusable when these items are lost or stolen

Engineering Contradiction:
Improveresource access reliabilityVSAvoidresource access convenience
Core Design Contradiction:
ReliabilityVSEase of operation

Solution Approach 1:

The system performs preliminary actions by pre-registering biometric data and linking it to user accounts before the loss occurs. When a device is lost, the system has already prepared the authentication framework, allowing immediate biometric-based access to emergency resources without requiring the user to physically present traditional identification items.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The patent introduces biometric data as an intermediary authentication mechanism that replaces traditional physical identification items. The biometric template stored in the system acts as a mediator between the user and the resource access system, enabling authentication without requiring physical credit cards, ID cards, or mobile devices.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Reliability

If multiple authentication factors are required for security, then security is improved, but the authentication process becomes more complex and time-consuming

Engineering Contradiction:
Improveauthentication securityVSAvoidauthentication time
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The system performs preliminary configuration by pre-setting up multiple authentication factors and establishing the verification sequence before authentication is needed. During the actual authentication process, the system has already prepared the verification framework, reducing the time required at the point of access while maintaining multi-factor security requirements.

Inventive Principle:
Principle #10Preliminary action

3Ease of operation

If emergency resources are made easily accessible, then user assistance is improved, but the risk of unauthorized access increases

Engineering Contradiction:
Improveemergency resource accessibilityVSAvoidunauthorized access risk
Core Design Contradiction:
Ease of operationVSObject-affected harmful factors

Solution Approach 1:

The system performs preliminary configuration by pre-registering biometric data and establishing authentication frameworks before emergencies occur. This preparation ensures that when emergencies arise, resources can be quickly accessed through pre-configured biometric authentication, reducing the time needed while maintaining security through previously established verification protocols.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The patent introduces biometric authentication as an intermediary mechanism that enables easy access to emergency resources while preventing unauthorized access. The biometric template acts as a secure mediator that verifies user identity without requiring physical items that could be lost or stolen, thus maintaining both accessibility and security.

Inventive Principle:
Principle #24Intermediary (Mediator)

Data Source

PatentUS12524823B1Authentication systems and methods for emergency resource provisioning
Publication Date: 2026.01.13 UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
  • US12524823B1 patent drawing
  • US12524823B1 patent drawing
  • US12524823B1 patent drawing

AI summary

A method and system for managing and providing emergency access to one or more secured resources including a replacement mobile phone, credit card, and cash. The embodiments provide a system that authenticates users based on presentation of a pre-registered tracking device. Authentication can be performed by a physical kiosk stationed in a building or outside. In one example, the system can read the identifier data provided by the tracking device and trigger an automated dispensing of the secured resource. In the case where a new mobile phone is provided to the user, a personalization process can be implemented in which the new phone is automatically pre-configured for the user's individual experience by importing the user's stored personalization data and preferences.