Encrypted Tip Allocation via Authentication Intermediary

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Solution Overview

Problem

Conventional systems fail to securely enable users to share resources via small handheld devices and ensure reliable resource sharing in accordance with sharing commands, particularly in environments like restaurants where tips need to be allocated among service staff.

Innovation Solution

An authentication and encryption computer system establishes an encrypted communication channel with a POS device, authenticates the identity of service personnel, and provides a user interface for distributing tips among specified individuals or groups, ensuring secure and efficient allocation of customer-specified payments.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If conventional resource allocation systems are used, then resource distribution is simple, but security is compromised and resources can be intercepted

Engineering Contradiction:
ImprovesecurityVSAvoidsystem complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent introduces an authentication and encryption computer system as an intermediary between the POS device and the resource allocation process. This intermediary establishes encrypted communication channels, authenticates users, and manages resource distribution securely, thereby enhancing security without requiring direct complex interactions between all system components.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The patent replaces conventional unencrypted communication mechanisms with encrypted communication protocols. By substituting the basic communication mechanism with an encrypted version, the system achieves higher security while maintaining the overall system architecture.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

2Productivity

If manual resource distribution methods are used, then system complexity is low, but resource allocation efficiency is poor

Engineering Contradiction:
Improveresource allocation efficiencyVSAvoidsystem complexity
Core Design Contradiction:
ProductivityVSDevice complexity

Solution Approach 1:

The patent enables automated resource allocation where the system itself manages the distribution process based on authenticated user requests. The authentication and encryption computer system automatically handles resource distribution, authentication verification, and communication encryption without requiring manual intervention, thereby improving efficiency while centralizing complexity in a manageable component.

Inventive Principle:
Principle #25Self-service

3Reliability

If unencrypted communication channels are used, then communication is simple, but data integrity is compromised

Engineering Contradiction:
Improvedata integrityVSAvoidcommunication complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent substitutes unencrypted communication channels with encrypted communication channels. This replacement maintains the basic communication function while adding security and data integrity protections through encryption protocols, thereby improving reliability without fundamentally changing the communication architecture.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Data Source

PatentUS20240362624A1Systems and methods for dynamic allocation of resources using an encrypted communication channel and tokenization
Publication Date: 2024.10.31 FERRY PAY INC
  • US20240362624A1 patent drawing
  • US20240362624A1 patent drawing
  • US20240362624A1 patent drawing

AI summary

An authentication and encryption computer system and method are disclosed. An encrypted channel is established with a first device. Transaction information is received over the encrypted channel, including an instrument identifier, wherein the instrument identifier is tokenized, a first amount for item acquisition by a first person, a second amount specified by the first person, and identification information of a second person. An identity of a user of a second device is authenticated to determine that the user is the second person and in response to such authentication, a user interface is provided, including the second amount and an identification of one or more entities is displayed. An instruction is received to distribute at least a portion of the second amount to specified entities. A secure communication is established via remote systems and a portion of the second amount is distributed among respective destinations associated with the specified entities.