Real-Time Event Delivery Prediction Using Segmented Data Connections

Resolve Bottlenecks,
Find Innovative Solutions
Generate Solutions

Solution Overview

Problem

Current computer systems lack effective solutions for optimizing and managing interactions between subordinate and supervisory users, particularly in monitoring and educating young adults on financial management, with a need for interactive and customizable controls for real-time event delivery and budgeting assistance.

Innovation Solution

A computing platform with a processor, memory, and communication interface establishes connections with subordinate and supervisory user devices, receiving and comparing event, supervisory, and participant information to generate alerts and notifications, using machine learning to modify algorithms based on historical data and user segment trends, enabling automatic transaction execution and financial management guidance.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Productivity

If real-time monitoring and comparison of event, supervisory, and participant information is implemented, then transaction efficiency and user oversight are improved, but system complexity and computational resources increase

Engineering Contradiction:
Improvetransaction efficiencyVSAvoidsystem complexity
Core Design Contradiction:
ProductivityVSDevice complexity

Solution Approach 1:

The system segments information processing by establishing separate connections with subordinate user devices, supervisory user devices, and participant devices. Each connection type handles specific information categories (event information, supervisory information, participant information), allowing parallel processing and reducing overall system complexity while maintaining comprehensive monitoring capability.

Inventive Principle:
Principle #1Segmentation

2Adaptability or versatility

If machine learning algorithms are used to modify event delivery based on historical data and user trends, then event delivery optimization is improved, but computational resources and processing time increase

Engineering Contradiction:
Improveevent delivery optimizationVSAvoidcomputational resources
Core Design Contradiction:
Adaptability or versatilityVSUse of energy by moving object

Solution Approach 1:

The system performs preliminary actions by collecting and storing historical information from multiple subordinate user devices and segment trends data in advance. Machine learning models are trained on this pre-collected data to identify patterns and optimize event delivery parameters, so that when actual events need delivery, the optimization is already prepared and can be applied immediately without intensive real-time computation.

Inventive Principle:
Principle #10Preliminary action

3Reliability

If customizable supervisory controls are provided for subordinate user interactions, then user oversight and financial management education are improved, but ease of operation decreases

Engineering Contradiction:
Improveuser oversightVSAvoidease of operation
Core Design Contradiction:
ReliabilityVSEase of operation

Solution Approach 1:

The system implements dynamic supervisory controls where the level and type of supervision can be adjusted based on the subordinate user's demonstrated financial management capability. As subordinate users successfully manage transactions and demonstrate financial literacy, the system automatically adjusts supervisory parameters, reducing restrictions and increasing autonomy. This dynamic adaptation maintains strong oversight when needed while gradually improving ease of operation as users gain experience.

Inventive Principle:
Principle #15Dynamics

Data Source

PatentUS10666752B2Predictive modeling for event delivery based on real-time data
Publication Date: 2020.05.26 BANK OF AMERICA CORP
  • US10666752B2 patent drawing
  • US10666752B2 patent drawing
  • US10666752B2 patent drawing

AI summary

Aspects of the disclosure relate to implementing and using a data processing system to provide real-time data to improve event delivery timing. A computing platform may establish respective connections with and receive, via a communication interface, (i) from collection of subordinate user computing devices, information defining a first event; (ii) from collection of supervisory user computing devices, supervisory information associated with the first event; and (iii) from a first participant computing device, first participant information associated with delivery of the first event. The computing platform may execute an algorithm for aggregating the information defining the first event and the supervisory information, and generating a formatted alert based thereon. The formatted alert may be transmitted for display on the first participant computing device.