Event Notification System with Temporal Interval Linking

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Solution Overview

Problem

Current systems for providing account status notifications in the financial service industry are cumbersome, requiring multiple operations for users to access and view updates, such as logging into online banking sites and opening applications.

Innovation Solution

A system and method that uses a processor to obtain event information and deadlines, linking them to temporal notification intervals and indicator types, generating notifications with visual, audible, or tactile characteristics based on the event status, allowing for automatic and efficient presentation to users without manual input.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Loss of information

If traditional notification systems are used, then account status information can be provided, but users must perform multiple operations (logging in, opening applications) to view notifications, increasing operational complexity

Engineering Contradiction:
Improveaccount status information deliveryVSAvoiduser operations required
Core Design Contradiction:
Loss of informationVSEase of operation

Solution Approach 1:

The system automatically pushes notifications to user devices without requiring users to actively check or log in to banking systems. The notification system serves itself by autonomously delivering account status information to users through their mobile devices, eliminating the need for users to perform multiple operations to view notifications.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

A mobile device acts as an intermediary between the banking system and the user. The notification system communicates account status information through the mobile device, which receives and displays notifications without requiring the user to directly interact with the banking system's login or application interfaces.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Loss of information

If detailed account status notifications are provided, then users receive comprehensive information, but the system complexity increases requiring multiple operations to access

Engineering Contradiction:
Improveaccount status information completenessVSAvoidsystem operations required
Core Design Contradiction:
Loss of informationVSDevice complexity

Solution Approach 1:

The notification system automatically manages the complexity of delivering comprehensive account status information by pushing relevant notifications directly to user devices. The system self-manages information delivery without requiring users to navigate complex interfaces or perform multiple operations to access detailed status updates.

Inventive Principle:
Principle #25Self-service

3Loss of information

If users manually check account status, then they can view notifications, but this requires multiple operations and time consumption

Engineering Contradiction:
Improvenotification accessVSAvoidtime to view notifications
Core Design Contradiction:
Loss of informationVSLoss of time

Solution Approach 1:

The system performs preliminary action by proactively pushing notifications to user devices before users need to check their account status. Account status information is delivered in advance to mobile devices, eliminating the time users would otherwise spend logging in and manually checking for notifications.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The notification system automatically delivers account status information to users without requiring them to initiate any actions. The system serves itself by autonomously pushing notifications to mobile devices, saving users time that would otherwise be spent manually checking account status.

Inventive Principle:
Principle #25Self-service

Data Source

PatentUS9953367B2Systems and methods for providing balance and event notifications
Publication Date: 2018.04.24 THE TORONTO DOMINION BANK
  • US9953367B2 patent drawing
  • US9953367B2 patent drawing
  • US9953367B2 patent drawing

AI summary

The disclosed embodiments include methods and systems for providing account and event status notifications. The disclosed embodiments include, for example, a device including a memory storing software instructions and one or more processors configured to execute the software instructions to perform operations. In one aspect, the operations may include obtaining information identifying an event and a deadline specified by a user. The obtained information may link the event and deadline to corresponding user-specified temporal intervals. The operations may also include determining whether a current date falls within a time period prior to the deadline, the time period being established by the first temporal interval. When the current date falls within the time period, the operations may generate first notification information that, when presented via a client device in accordance with a user-specified indicator type, notified the user that the current sate falls within the first time period.