Centralized Event Orchestration for Secure Cross-Border Payments

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Solution Overview

Problem

Computer systems face challenges in ensuring the safety and security of sensitive information while optimizing technical operations, particularly in processing client device request data efficiently and effectively.

Innovation Solution

A computing platform with multicomputer processing and centralized event orchestration receives event definition information, generates event orchestration commands, and directs external event processors to execute actions, enhancing information security and technical performance by validating delivery selection information and facilitating secure payment transactions across borders and currencies.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If centralized event orchestration is implemented to improve information security, then security is improved, but system complexity increases

Engineering Contradiction:
Improveinformation securityVSAvoidsystem complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent introduces a centralized event orchestration platform that acts as an intermediary between client devices and external event processors. This platform receives event definition information, generates event orchestration commands, and coordinates the execution of actions across multiple systems. By centralizing the orchestration function, the patent improves information security through validated delivery selection while managing system complexity through a dedicated intermediary component.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Productivity

If multicomputer processing is used to enhance technical performance, then processing efficiency is improved, but coordination difficulty increases

Engineering Contradiction:
Improveprocessing efficiencyVSAvoidcoordination difficulty
Core Design Contradiction:
ProductivityVSDevice complexity

Solution Approach 1:

The patent segments the event processing system into distinct functional components: client devices that initiate events, a centralized event orchestration platform that coordinates events, and external event processors that execute specific actions. This segmentation allows multicomputer processing to enhance technical performance by distributing work across multiple systems while the centralized orchestrator manages coordination, preventing complexity from overwhelming the distributed architecture.

Inventive Principle:
Principle #1Segmentation

3Reliability

If delivery selection validation is implemented to improve security, then security is improved, but processing time increases

Engineering Contradiction:
Improvedelivery securityVSAvoidprocessing time
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The patent implements preliminary action by having the event orchestration platform validate delivery selection information before generating event orchestration commands. By performing validation in advance, the system ensures secure delivery selection while the actual event execution can proceed efficiently. The validation occurs during the command generation phase, allowing subsequent processing to move forward without repeated security checks.

Inventive Principle:
Principle #10Preliminary action

Data Source

PatentUS10303335B2Multicomputer processing of client device request data with centralized event orchestration
Publication Date: 2019.05.28 BANK OF AMERICA CORP
  • US10303335B2 patent drawing
  • US10303335B2 patent drawing
  • US10303335B2 patent drawing

AI summary

Aspects of the disclosure relate to multicomputer processing of client device request data with centralized event orchestration. A computing platform may receive, from a client computing device, event definition information defining an event. Subsequently, the computing platform may receive, from a recipient computing device associated with the event, a request for a delivery selection user interface. The computing platform may send the delivery selection user interface to the recipient computing device and may receive, from the recipient computing device, delivery selection information identifying a destination for the event selected by a user of the recipient computing device. Subsequently, the computing platform may generate one or more event orchestration commands directing an external event processor to execute one or more actions associated with the event, and may send the one or more event orchestration commands to the external event processor via an external event processing interface.