Face-Covering Digital Wallet Authentication with Biometrics and UID
Find Innovative SolutionsGenerate Solutions
Solution Overview
Problem
Facial recognition technologies fail when users wear face masks, leading to unsuccessful digital wallet transactions and potential exposure to infectious diseases.
Innovation Solution
A consumer authentication system using an electronic circuit device with a wireless transmitter chip and biometric profiling to authenticate transactions while wearing a face covering, incorporating a unique identifier (UID) and biometric data for secure verification.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If facial recognition technology is used to authenticate users for digital wallet transactions, then user authentication accuracy is improved, but the system becomes inoperable when users wear face masks
Solution Approach 1:
The authentication system is divided into multiple independent components: facial recognition module, electronic circuit device with UID, and alternative authentication module. When facial recognition fails due to face mask wear, the system segments the authentication process to use the electronic circuit device as a separate, functional authentication path.
Solution Approach 2:
An electronic circuit device with a unique identifier (UID) acts as an intermediary authentication element. This mediator component can be worn on or near the face and provides an alternative identification method that works alongside or instead of facial recognition when masks are worn.
2Productivity
If users remove face masks to use mobile devices for transactions, then transaction success rate is improved, but user exposure to infectious diseases increases
Solution Approach 1:
The electronic circuit device with UID is prepared and positioned in advance on or near the user's face. This preliminary setup enables immediate alternative authentication when facial recognition fails, eliminating the need to remove the face mask during the transaction process.
Solution Approach 2:
The system enables users to maintain their face mask protection while completing transactions through the electronic circuit device. The authentication process becomes self-adapting, automatically switching to the electronic circuit device method when facial recognition is obstructed, allowing users to serve their own safety needs without compromising transaction capability.
3Ease of operation
If users type in a PIN to authenticate transactions while wearing face masks, then contactless transaction capability is improved, but user convenience and speed are reduced
Solution Approach 1:
The electronic circuit device with UID serves multiple functions: it acts as a unique identifier for authentication, works in conjunction with facial recognition when available, and provides standalone authentication capability when masks are worn. This multi-functional element eliminates the need to switch between different authentication methods.
Solution Approach 2:
The system replaces the mechanical action of typing a PIN with an automated electronic authentication process. The electronic circuit device communicates with the digital wallet application through wireless communication, substituting the manual keyboard input mechanism with an electronic signal-based authentication system that is both contactless and time-efficient.
Data Source
AI summary
The disclosure describes systems and methods for authenticating a consumer performing a digital wallet transaction while wearing a face covering. A consumer authentication system includes an electronic circuit device having a wireless transmitter chip associated with a unique identifier (UID). The system receives a transaction request message, and in response, transmits an authentication request message to the consumer. The system then receives an authentication response message from the consumer. The authentication response message includes a biometric sample of a select physical feature of the consumer. The system determines that the biometric sample matches the biometric profile of the consumer above a predetermined lower threshold and then reads a unique identifier (UID) from the electronic circuit device. The system determines whether the read unique identifier (UID) matches the unique identifier (UID) of the new consumer account.