Real-Time Customer Feedback Routing for Claim Management

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Solution Overview

Problem

Existing customer loyalty measurement tools, such as post-interaction surveys, are ineffective in addressing unsatisfactory customer experiences in real-time, leading to potential loss of customer loyalty.

Innovation Solution

A computer system that acquires and processes customer feedback in real-time during ongoing claims, classifying responses as 'attention-needed' or 'attention-not-needed', allowing for immediate remedial action and enhancing loyalty through targeted feedback processing and workflow routing.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Measurement precision

If post-interaction surveys are used to measure customer loyalty, then customer loyalty can be measured, but the measurement is ineffective in addressing unsatisfactory experiences in real-time

Engineering Contradiction:
Improvecustomer loyalty measurementVSAvoidresponse time
Core Design Contradiction:
Measurement precisionVSLoss of time

Solution Approach 1:

The system performs preliminary actions by sending survey requests to customers during the claim process before the interaction is complete. This allows the system to proactively identify dissatisfaction trends and trigger supervisor notifications in advance, rather than waiting for post-interaction feedback. The preliminary survey request is embedded in the claim workflow, enabling early detection and intervention.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The system implements continuous feedback loops by monitoring customer survey responses in real-time during the claim process. When negative trends are detected, the system automatically notifies supervisors and can trigger remedial actions. This feedback mechanism operates throughout the interaction rather than after completion, enabling dynamic adjustment and immediate address of customer concerns.

Inventive Principle:
Principle #23Feedback

2Reliability

If real-time customer feedback is collected during ongoing claims, then timely intervention is enabled, but system complexity increases

Engineering Contradiction:
Improvecustomer satisfactionVSAvoidsystem complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The system achieves multi-functionality by integrating multiple capabilities into a unified platform: sending survey requests to customers, collecting and analyzing responses in real-time, detecting negative trends, notifying supervisors, and triggering remedial actions. This universal system handles the entire customer feedback loop within the existing claim management workflow, avoiding the need for separate specialized systems for each function.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The system uses an intermediary approach by introducing an automated monitoring and notification layer between the claim processing system and human supervisors. This intermediary component analyzes survey responses, detects trends, and selectively alerts supervisors only when intervention is needed, rather than requiring constant human monitoring of all claims. This mediator reduces the complexity burden on supervisors while maintaining reliable customer satisfaction monitoring.

Inventive Principle:
Principle #24Intermediary (Mediator)

3Loss of information

If customer feedback is processed after claim resolution, then complete claim data is available, but customer loyalty may be lost by then

Engineering Contradiction:
Improvecomplete claim dataVSAvoidintervention time
Core Design Contradiction:
Loss of informationVSLoss of time

Solution Approach 1:

The system performs preliminary data collection and analysis during the claim process itself, before resolution occurs. Survey requests are sent to customers at strategic points during claim handling, allowing the system to gather feedback while the claim is still active and remedial actions can still be taken. This preliminary approach ensures both timely intervention and access to relevant claim data.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The system maintains continuous monitoring of customer feedback throughout the entire claim lifecycle, from initiation through resolution. Rather than waiting for claim completion, the system continuously collects survey responses, analyzes trends, and enables ongoing intervention opportunities. This continuous action ensures that feedback is captured at optimal moments when it can still influence customer satisfaction while maintaining data completeness.

Inventive Principle:
Principle #20Continuity of useful action

Data Source

PatentUS10229425B2User terminal queue with hyperlink system access
Publication Date: 2019.03.12 HARTFORD FIRE INSURANCE CO
  • US10229425B2 patent drawing
  • US10229425B2 patent drawing
  • US10229425B2 patent drawing

AI summary

A computer system includes a computer configured to access files ripe for surveys from a management system, and provide links to the files in the management system to work queues on survey terminals. The system also includes a data acquisition processor for receiving first and second feedback responses. The first feedback response is received by the data acquisition processor for an open claim. The second feedback response is received by the data acquisition processor after it receives the first feedback response. The system is configured to classify the first feedback response in one of two categories, one indicative of attention needed and one indicative of attention not needed, and to route a claim having an attention needed response to a second terminal.