Electronic File Inbox Classification for Secure Mobile Banking
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Solution Overview
Problem
Individuals face challenges in managing and securing sensitive electronic files due to their fragmentation across disparate platforms, requiring multiple logins and storage solutions, leading to security concerns and difficulty in organization and retrieval.
Innovation Solution
A mobile banking application integrates an electronic file inbox subsystem that automatically imports, classifies, and organizes files, uses machine-readable indicia for secure transfer, and provides real-time context awareness for efficient file management.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Adaptability or versatility
If electronic files are stored across multiple platforms and applications, then files can be accessed through various channels, but the system complexity and difficulty of management increase
Solution Approach 1:
The patent consolidates multiple file storage platforms and applications into a single centralized electronic file management system. This unified system provides a single interface for storing, organizing, and accessing files from various sources (email, cloud storage, physical documents), thereby reducing system complexity while maintaining versatility through multiple import channels and access methods.
Solution Approach 2:
The electronic file management system is designed to handle multiple file types and sources through a universal interface. It can import files from email attachments, cloud storage services, and physical documents, organize them using AI-powered classification, and provide access through a single platform, eliminating the need to navigate multiple separate systems.
2Adaptability or versatility
If manual organization and tracking of files is performed, then files can be stored in various locations, but time consumption and cognitive load increase
Solution Approach 1:
The system automatically performs file organization, classification, and tracking without requiring manual user intervention. AI algorithms automatically categorize files based on their content and metadata, assign them to appropriate virtual folders, and update tracking information, thereby eliminating the time and cognitive effort required for manual file management while maintaining versatile storage capabilities.
Solution Approach 2:
The system performs preliminary organization and classification of files at the moment of import, rather than requiring later manual sorting. Files are automatically categorized and placed in appropriate virtual folders as they are uploaded, preventing the accumulation of unorganized files and reducing the time needed for future retrieval and management.
3Adaptability or versatility
If multiple username and password combinations are used for different platforms, then access to various file sources is enabled, but security risks increase
Solution Approach 1:
The system extracts and consolidates authentication credentials into a single secure location. Instead of requiring users to manage multiple usernames and passwords across different platforms, the electronic file management system centralizes credential storage with enhanced security measures, allowing users to access files from multiple sources through a single authentication process.
Solution Approach 2:
The system acts as an intermediary between users and multiple file storage platforms. Rather than requiring direct authentication with each external platform, the electronic file management system mediates access by storing files locally and providing unified access through its own authentication mechanism, thereby reducing security risks associated with managing multiple credentials.
4Loss of information
If files are imported from remote data sources, then file availability increases, but the risk of unauthorized access or data breaches increases
Solution Approach 1:
The system implements preemptive security measures before files are imported from remote data sources. Encryption protocols are activated in advance, and security validations are performed on incoming files to detect potential threats. This prior cushioning approach ensures that even if files contain malicious content or are accessed unauthorized, the damage is prevented before it can occur.
Data Source
AI summary
Systems, apparatuses, methods, and computer program products are disclosed for managing and securing sensitive electronic files. An example method includes obtaining, by interface circuitry, an electronic file associated with a third-party application. The method also includes determining, by a classification engine, a first classification of the electronic file. The method also includes, in an instance in which the first classification of the first electronic file corresponds to a first predefined classification, determining, by the classification engine, a second classification of the first electronic file, selecting, by an inbox allocation engine and based on the second classification of the electronic file, a first storage location associated with an electronic file inbox of a mobile banking application, and storing, by the inbox allocation engine, the electronic file in association with the first storage location.