Financial Asset Reconfiguration via Modular Segmentation

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Solution Overview

Problem

Global enterprise communication systems face challenges in efficiently communicating, manipulating, and enhancing vast volumes of financial data, particularly in refreshing asset bases, unlocking untapped asset value, and rapidly re-titling assets, due to the complexity of financial transactions and data management.

Innovation Solution

A communication system that includes a legacy system, augmentation systems, conversion servers, transactional servers, control servers, and data sources, which facilitates asset reconfiguration and reassignment by determining desired financial attributes, acquiring and enhancing asset bundles, and reconfiguring assets to achieve desired financial outcomes through deconstruction and re-bundling of assets.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Productivity

If traditional communication systems are used to manage financial data, then basic data transmission is possible, but the system cannot efficiently handle vast volumes of financial data, refresh asset bases, or rapidly re-title assets due to complexity constraints

Engineering Contradiction:

Improveefficiency of financial data managementVSAvoidcomplexity of financial transaction processing

Core Design Contradiction:

ProductivityVSDevice complexity

Solution Approach 1:

The system segments financial data management into distinct functional modules: data reception modules, processing modules, asset reconfiguration modules, and communication modules. This segmentation allows each module to handle specific tasks efficiently, improving overall productivity while managing complexity through modular architecture.

Inventive Principle:

Principle #1Segmentation

Solution Approach 2:

The patent introduces intermediary processing systems that mediate between raw financial data and asset management operations. These intermediaries standardize data formats, validate transactions, and coordinate asset reconfiguration, thereby enhancing efficiency without overwhelming the core system with raw complexity.

Inventive Principle:

Principle #24Intermediary (Mediator)

2Speed

If asset reconfiguration operations are performed rapidly to meet market demands, then asset liquidity and responsiveness improve, but the risk of errors and system failures increases

Engineering Contradiction:

Improvespeed of asset reconfigurationVSAvoidaccuracy of asset reconfiguration

Core Design Contradiction:

SpeedVSReliability

Solution Approach 1:

The system performs preliminary validation, verification, and simulation of asset reconfiguration operations before executing them. Data is pre-processed and validated, asset eligibility is pre-checked, and reconfiguration scenarios are simulated to ensure accuracy, thereby maintaining high speed while preventing errors.

Inventive Principle:

Principle #10Preliminary action

Solution Approach 2:

The patent implements feedback mechanisms that continuously monitor asset reconfiguration operations. Real-time validation feedback verifies data integrity, operational feedback confirms successful reconfiguration, and error feedback triggers corrective actions, ensuring high reliability even at rapid speeds.

Inventive Principle:

Principle #23Feedback

3Reliability

If comprehensive data processing and validation are performed to ensure accuracy, then financial data reliability improves, but the time required to process and communicate financial information increases

Engineering Contradiction:

Improveaccuracy of financial dataVSAvoidtime for data processing

Core Design Contradiction:

ReliabilityVSLoss of time

Solution Approach 1:

Data validation rules, processing protocols, and communication formats are pre-established and cached. Data undergoes preliminary formatting and validation checks before full processing, reducing the time required for comprehensive verification while maintaining accuracy.

Inventive Principle:

Principle #10Preliminary action

Solution Approach 2:

The system performs data processing continuously rather than in discrete batches. Validation, processing, and communication operations overlap and proceed concurrently where possible, eliminating idle time and reducing overall processing time while maintaining data reliability through continuous verification.

Inventive Principle:

Principle #20Continuity of useful action

Data Source

PatentUS10861102B2Asset reconfiguration and reassignment communication system and components thereof

Publication Date: 2020.12.08 2BC INNOVATIONS LLC

AI summary

A method begins by a computing device determining desired financial attributes of a legacy financial system, where the legacy financial system is supported by a legacy asset base, where the legacy asset base includes a plurality of legacy assets associated with a plurality of legacy asset types. The method continues with the computing device selecting, in accordance with the desired financial attributes, a subset of augmenting assets from a plurality of available augmenting assets to produce an augmenting asset bundle, where each available augmenting asset is associated with a future time-estimated benefit payment and a series of time-certain obligated payments. The method continues with the computing device determining, in accordance with the desired financial attributes, a first portion of an aggregate of the future time-estimated benefit payments of the augmenting asset bundle for assignment to the legacy asset base.