Financial Device Guider Control for Automated Re-Deposit

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Solution Overview

Problem

Financial devices, such as ATMs, face challenges in efficiently re-depositing returned media without customer intervention, as the positions of guiders and pushing members differ between depositing, withdrawing, and returning media, requiring manual retrieval and re-input.

Innovation Solution

A financial device with a medium processing apparatus comprising a front guider, rear guider, pushing member, and supporting guider, controlled to maintain consistent states during medium processing, allowing for seamless deposit, withdrawal, and return operations, eliminating the need for manual re-input.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If the positions of guiders are changed between depositing, withdrawing, and returning media, then the media can be properly processed for each operation, but the media cannot be automatically re-deposited without manual intervention

Engineering Contradiction:
Improveautomated re-deposit capabilityVSAvoiddifferent guider positions for different operations
Core Design Contradiction:
Ease of operationVSAdaptability or versatility

Solution Approach 1:

The guider positions are made dynamic rather than fixed. The control unit automatically adjusts the positions of the front guider, rear guider, pushing member, and supporting guider based on the current operation type (depositing, withdrawing, or returning media). This dynamic repositioning enables the system to adapt to different operations while maintaining automated re-deposit capability, as the guiders return to consistent positions after each operation cycle.

Inventive Principle:
Principle #15Dynamics

2Extent of automation

If the guider positions are reset to consistent states after each operation, then automated re-deposit becomes possible, but the system complexity increases

Engineering Contradiction:
Improveautomated medium processingVSAvoidcontrol of multiple moving components
Core Design Contradiction:
Extent of automationVSDevice complexity

Solution Approach 1:

The guider system is designed to perform multiple functions: it positions media for depositing, withholds media for withdrawing, and returns media for returning operations. The same front guider, rear guider, pushing member, and supporting guider are reused across all operation types, with their positions controlled by a central control unit. This multi-functionality reduces the need for separate dedicated components for each operation, thereby limiting the increase in system complexity while enabling automated processing.

Inventive Principle:
Principle #6Universality (Multi-functionality)

3Productivity

If manual retrieval and re-input of media is required, then the device structure can be simpler, but productivity decreases

Engineering Contradiction:
Improvetransaction processing efficiencyVSAvoidmanual customer intervention
Core Design Contradiction:
ProductivityVSEase of operation

Solution Approach 1:

The system enables self-service automated re-deposit functionality. When media is returned to the device (either due to rejection or customer choice not to withdraw), the control unit automatically detects the returned media, repositions the guiders and pushing member to the appropriate states, and re-deposits the media into the processing channel without requiring customer intervention. This self-service capability eliminates manual retrieval and re-input steps, thereby improving productivity while maintaining ease of operation.

Inventive Principle:
Principle #25Self-service

Data Source

PatentUS8960402B2Financial device, method of controlling the same, and medium processing apparatus
Publication Date: 2015.02.24 ATEC AP CO LTD
  • US8960402B2 patent drawing
  • US8960402B2 patent drawing
  • US8960402B2 patent drawing

AI summary

Provided is a financial device, which comprises a medium entrance, a medium processing apparatus, and a control unit. A medium is deposited or withdrawn through the medium entrance. The medium processing apparatus processes the medium. The control unit controls the medium processing apparatus. The medium processing apparatus comprises a front guider, a rear guider behind the front guider, a pushing member pushing a medium disposed in a medium processing space, and a supporting guider supporting the medium in the medium processing space. The control unit controls an operation of the medium processing apparatus such that states of the front guider, the rear guider, the pushing member, and the supporting guider when moving of a medium is completed in the medium processing space to deposit the medium are the same as states of the front guider, the rear guider, the pushing member, and the supporting guider when moving of a medium is completed in the medium processing space to withdraw or return the medium.