Financial Device Module Separation for Secure Media Handling

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Solution Overview

Problem

Existing financial devices face inefficiencies in deposit and withdrawal processes, including cumbersome operations, security risks, and increased transaction times due to lack of proper separation and storage mechanisms, especially when handling large volumes of media or replenishing stock within a safe.

Innovation Solution

A financial device with a medium depositing and withdrawing unit that includes separate spaces for counting, temporary stacking, and storage, along with a transfer path and additional function cassettes within a safe, allowing for efficient separation, storage, and secure handling of media through discrimination units and shutter mechanisms.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Device complexity

If a single temporary stacker is used to store counted media, then the device structure is simple, but the deposit transaction time increases when handling large volumes of media

Engineering Contradiction:
Improvestructure simplicityVSAvoiddeposit transaction time
Core Design Contradiction:
Device complexityVSLoss of time

Solution Approach 1:

The patent divides the single temporary stacker into multiple temporary stackers (first temporary stacker, second temporary stacker, etc.). Each temporary stacker can independently store counted media, allowing parallel processing and reducing the time required to handle large volumes of media. The controller manages multiple stackers simultaneously, enabling bulk operations without proportionally increasing transaction time.

Inventive Principle:
Principle #1Segmentation

2Ease of operation

If the safe is taken out to replenish media in the reception unit, then media can be replenished, but security is compromised and the process becomes cumbersome

Engineering Contradiction:
Improvemedia replenishment operationVSAvoidsecurity
Core Design Contradiction:
Ease of operationVSReliability

Solution Approach 1:

The system enables automatic media replenishment through the reception unit. The controller automatically transfers media from the medium storage unit to the reception unit without requiring the safe to be removed or manual intervention. This self-service mechanism maintains security while simplifying the replenishment operation.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The reception unit acts as an intermediary between the medium storage unit and the deposit/withdrawal processes. It receives media automatically from the storage unit and makes it available for transactions, eliminating the need to remove the safe for replenishment while maintaining secure contained operations.

Inventive Principle:
Principle #24Intermediary (Mediator)

3Device complexity

If counted media is not separated from the withdrawal port, then the device structure is simple, but manual intervention is required increasing transaction time

Engineering Contradiction:
Improveseparation mechanism complexityVSAvoidtransaction processing efficiency
Core Design Contradiction:
Device complexityVSProductivity

Solution Approach 1:

The system implements automatic separation of counted media at the withdrawal port through the controller. The counted media are automatically directed to appropriate temporary stackers without requiring teller intervention. This automated self-service separation significantly improves transaction processing efficiency while the added complexity is managed through control software rather than mechanical complexity.

Inventive Principle:
Principle #25Self-service

Data Source

PatentEP3029638B1Financial device
Publication Date: 2023.02.01 ATEC AP CO LTD
  • EP3029638B1 patent drawingFigure 1
  • EP3029638B1 patent drawingFigure 2
  • EP3029638B1 patent drawingFigure 3

AI summary

Provided is a financial device. The financial device comprises an upper module and a lower module disposed under the upper module. The upper module comprises a medium depositing and withdrawing unit through which media to be counted, media to be deposited, and media to be withdrawn are accepted and withdrawn and a discrimination unit connected to the medium depositing and withdrawing unit through a transfer path. The lower module comprises an additional function cassette and a medium storage unit which are capable of storing media.