Fitness Payment Card Integrating Tracking and Payments

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Solution Overview

Problem

Existing fitness tracking devices are often cumbersome and solely designed for tracking data, making it difficult for individuals to monitor their fitness using a device they already carry regularly.

Innovation Solution

A fitness payment card equipped with a fitness tracking component, processing device, and wireless communication capabilities, allowing it to store registration data, collect and transmit fitness data, and generate reports, enabling users to track their fitness during regular transactions.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Measurement precision

If dedicated fitness tracking devices are used, then fitness data collection capability is improved, but device portability and ease of use deteriorate

Engineering Contradiction:

Improvefitness data collection capabilityVSAvoiddevice portability

Core Design Contradiction:

Measurement precisionVSEase of operation

Solution Approach 1:

The patent combines fitness tracking functionality with a payment card, merging two separate devices into one. The payment card contains a fitness tracking component that collects fitness data during daily use, eliminating the need for separate dedicated fitness devices while maintaining data collection capabilities.

Inventive Principle:

Principle #5Merging (Combining)

Solution Approach 2:

The payment card is designed to serve multiple functions: it acts as both a payment instrument and a fitness tracking device. The card can collect fitness data, store registration information, and transmit data to remote servers, making it a universal device that replaces both payment card and fitness tracker.

Inventive Principle:

Principle #6Universality (Multi-functionality)

2Ease of operation

If fitness tracking is integrated into payment cards, then ease of use is improved, but device complexity increases

Engineering Contradiction:

Improveease of useVSAvoiddevice complexity

Core Design Contradiction:

Ease of operationVSDevice complexity

Solution Approach 1:

The fitness tracking functionality is segmented into distinct modules within the payment card: a fitness tracking component for data collection, a processing device for data handling, and communication interfaces for data transmission. This segmentation allows complex functionality to be organized into manageable, independent components.

Inventive Principle:

Principle #1Segmentation

Solution Approach 2:

The patent introduces intermediate components such as a processing device that mediates between the fitness tracking component and external systems. This intermediary handles data processing, storage, and communication, simplifying the overall system architecture while maintaining ease of use.

Inventive Principle:

Principle #24Intermediary (Mediator)

Data Source

PatentUS10061900B2Systems and methods for fitness reporting using payment cards

Publication Date: 2018.08.28 MASTERCARD INT INC

AI summary

A computer-implemented method for tracking fitness data of a cardholder by using a fitness payment card and a fitness tracking computing device is provided. The method includes storing registration data, wherein the registration data includes an account identifier associated with the fitness payment card and the cardholder. The method also includes receiving, by the fitness tracking computing device, a fitness data transfer message that includes the registration data and fitness data of the cardholder, wherein the fitness data is collected by the fitness payment card. The method further includes determining that the fitness payment card is registered in a fitness tracking program based on the registration data. The method also includes electronically generating a fitness report including at least the fitness data of the cardholder and providing the fitness report to the cardholder.