Truck Fleet Vulnerability Measurement With Dynamic ML Risk Aggregation

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Solution Overview

Problem

Current risk assessment systems for truck fleets fail to accurately consider driver capabilities, environmental conditions, and the influence of truck monitoring or controlling means, and cannot reliably quantify future risk scores or account for fleet changes.

Innovation Solution

An automated digital system that captures and processes data from carriage vehicle, driver, and usage conditions using telematics and machine learning to generate dynamic risk scores, predicting future risk and enabling real-time adaptation of risk-transfer profiles.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Measurement precision

If traditional risk assessment systems are used for truck fleets, then the system complexity is low, but the measurement precision of risk scores is insufficient and cannot accurately consider driver capabilities, environmental conditions, and truck monitoring means

Engineering Contradiction:
Improverisk score accuracyVSAvoidsystem complexity
Core Design Contradiction:
Measurement precisionVSDevice complexity

Solution Approach 1:

The risk assessment system is segmented into multiple specialized modules: driver capability assessment module, environmental condition analysis module, truck monitoring means evaluation module, and fleet composition tracking module. Each module processes specific data types and generates intermediate risk assessments that are aggregated into a comprehensive risk score, improving measurement precision while managing complexity through functional decomposition

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

Machine learning models serve as intermediaries between raw data from various sources (telematics, environmental sensors, driver profiles) and the final risk score. These intermediary algorithms process and integrate heterogeneous data types, transforming them into meaningful risk indicators that accurately reflect driver capabilities, environmental conditions, and fleet characteristics

Inventive Principle:
Principle #24Intermediary (Mediator)

2Adaptability or versatility

If static risk assessment methods are used, then the ease of operation is high, but the adaptability to fleet changes and driver performance variations is poor

Engineering Contradiction:
Improveadaptation to fleet changesVSAvoidsystem operation simplicity
Core Design Contradiction:
Adaptability or versatilityVSEase of operation

Solution Approach 1:

The risk assessment system transitions from static to dynamic operation by continuously updating risk scores as new data becomes available. The system automatically adapts to fleet composition changes, driver performance variations, and environmental condition changes in real-time, maintaining high adaptability while preserving ease of operation through automated updates that require no manual intervention

Inventive Principle:
Principle #15Dynamics

Solution Approach 2:

The system implements continuous feedback loops where risk assessments are constantly refined based on actual incident data, driver behavior patterns, and fleet performance metrics. This feedback mechanism enables the system to automatically adapt to changing conditions and improve accuracy over time without requiring manual reconfiguration, balancing adaptability with operational simplicity

Inventive Principle:
Principle #23Feedback

3Reliability

If comprehensive data collection from telematics and monitoring systems is implemented, then the reliability of risk assessment is improved, but the loss of time for data processing increases

Engineering Contradiction:
Improverisk assessment reliabilityVSAvoiddata processing time
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The system performs preliminary data processing and validation at the point of data collection from telematics and monitoring systems. Data is pre-filtered, pre-aggregated, and pre-validated before being transmitted to the central risk assessment engine, reducing the processing burden and time required for comprehensive analysis while maintaining reliability through early error detection and data quality assurance

Inventive Principle:
Principle #10Preliminary action

Data Source

PatentUS20240025397A1Electronic vulnerability detection and measuring system and method for susceptibility or vulnerability of truck fleet to occurring accident events
Publication Date: 2024.01.25 SWISS REINSURANCE CO LTD
  • US20240025397A1 patent drawing
  • US20240025397A1 patent drawing
  • US20240025397A1 patent drawing

AI summary

Proposed is an electronic vulnerability detection and measuring system and method for susceptibility or vulnerability measurements of a truck fleet to occurring accident events caused by a carriage vehicle of the carriage vehicle fleet. At least one data interface is associated with data access means to a carriage vehicle fleet database for capturing carriage vehicle data as a fleet input signals from the carriage vehicle fleet database. The carriage vehicle data comprises: vehicle data comprising physical parameter measurements of carriage vehicle characteristics for the carriage vehicles, carriage vehicle driver data comprising physical parameter measurements of driver characteristics and/or carriage vehicle usage data comprising physical parameter measurements of carriage vehicle usage characteristics. At least one data interface is associated with data access means for capturing behavioral driving data of an electronic driving monitoring system of at least one carriage vehicle as a driving data input signal. A processing unit is designed for receiving the fleet input signal and the driving data input signal and comprises a machine learning module for analyzing the data provided by the fleet input signal and the driving data input signal by using one or more machine learning structures and generating a risk index value for the carriage vehicles. An aggregating module automatically generates an aggregated risk score measure for the truck fleet based on the risk index values of the carriage vehicles. A signal generator provides the aggregated risk score measure as output signal indicating the risk score measure of the truck fleet.