Fuel Dispensing Account Control With Mobile Authorization

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Solution Overview

Problem

Conventional fuel dispensers lack additional services and enhanced customer experience, failing to provide advanced management and security features for fuel dispensing transactions.

Innovation Solution

A system and method for managing fuel dispensing accounts, integrating a fuel dispensing terminal with mobile devices and vehicle systems to facilitate secure transactions, authentication, and real-time notifications, utilizing geofencing, biometric authentication, and cloud-based back-end systems for enhanced control and security.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If conventional fuel dispensers are used, then the fueling process is simple and straightforward, but additional services and enhanced customer experience are not provided

Engineering Contradiction:
Improveadditional servicesVSAvoidsystem complexity
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The fuel dispensing system is enhanced with multiple functions including biometric authentication, geofencing capabilities, mobile device integration, and cloud-based account management. The dispenser serves not only as a fuel dispensing device but also as an authentication terminal, communication hub, and security system, thereby providing additional services while maintaining a unified device structure.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The system is divided into distinct functional modules: the fuel dispenser hardware, mobile device application, cloud-based backend system, and various authentication components. This segmentation allows each module to be optimized independently while working together to provide enhanced services without overwhelming the overall system complexity.

Inventive Principle:
Principle #1Segmentation

2Reliability

If traditional fuel dispensing steps are followed, then the process is straightforward, but security and authorization control are limited

Engineering Contradiction:
ImprovesecurityVSAvoidoperational simplicity
Core Design Contradiction:
ReliabilityVSEase of operation

Solution Approach 1:

The system performs preliminary authentication actions before fuel dispensing begins. Biometric authentication (fingerprint, facial recognition) and device verification are completed in advance, ensuring security credentials are validated before the fueling transaction starts, thereby maintaining both security and operational efficiency.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The system implements real-time feedback mechanisms where the mobile device communicates with the dispenser and backend system throughout the fueling process. Authorization status, transaction progress, and security verification results are continuously monitored and communicated back to relevant parties, ensuring both security and operational transparency.

Inventive Principle:
Principle #23Feedback

3Productivity

If no account management system is integrated, then the fueling process is quick, but real-time authorization and notification capabilities are absent

Engineering Contradiction:
Improvefueling speedVSAvoidreal-time information
Core Design Contradiction:
ProductivityVSLoss of information

Solution Approach 1:

A cloud-based backend system serves as an intermediary between the fuel dispenser, mobile devices, and account management functions. This intermediary enables real-time communication and information exchange without significantly slowing down the fueling process, as asynchronous communication protocols allow the physical dispensing to proceed while digital authorizations and notifications are handled in parallel.

Inventive Principle:
Principle #24Intermediary (Mediator)

Data Source

PatentUS12448272B1System and method for managing a fuel dispensing account
Publication Date: 2025.10.21 UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
  • US12448272B1 patent drawing
  • US12448272B1 patent drawing
  • US12448272B1 patent drawing

AI summary

Described herein are systems and methods for managing a fuel dispensing account associated with fuel dispensing transactions. Aspects of such systems and methods include receiving, from a user device associated with a primary user account, a fuel request to dispense requested fuel, wherein the fuel request is received by a receiver of a fuel dispensing device; and if authorization exists from the primary account for the fuel request, instructing the requested fuel to be dispensed from the fuel dispensing apparatus, or if authorization does not exist from the primary account, instructing the request to be refused by the fuel dispensing apparatus.