Future-Dated Resource Reservation System for Intraday Transfer

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Solution Overview

Problem

Managing fluctuating resource availability and preventing overconsumption or shortfalls in resource usage throughout the day is challenging due to rapid changes and difficulties in tracking pooled resources, with limited tools available to ensure adequate resource configuration.

Innovation Solution

A method and system for processing future-dated resource reservation requests, including providing an intraday transfer interface for clients to set aside borrowed resources, detecting trigger conditions such as end-of-day reconciliation, and generating error messages when requests cannot be implemented based on current resource availability, while also offering an intraday resource availability interface for monitoring and modifying resource usage graphs.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If resources are pooled and made available for transfer throughout the day, then resource flexibility and utilization improve, but tracking and managing total resource availability becomes difficult

Engineering Contradiction:
Improveresource flexibilityVSAvoidtracking complexity
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The system continuously monitors resource balances and sends push notifications to client devices when resource availability changes. This feedback mechanism allows the system to track pooled resources automatically without requiring manual intervention, resolving the contradiction between resource flexibility and tracking complexity by implementing real-time automated monitoring that updates both the system state and user interfaces dynamically

Inventive Principle:
Principle #23Feedback

Solution Approach 2:

The server acts as an intermediary between multiple client devices and the pooled resources. It maintains the central truth about resource availability and mediates all transfer requests, eliminating the need for individual clients to track resources independently. This intermediary approach simplifies tracking complexity while preserving resource flexibility by centralizing the management function

Inventive Principle:
Principle #24Intermediary (Mediator)

2Ease of operation

If future-dated resource reservation requests are accepted without verification, then user convenience improves, but resource overconsumption and shortfalls occur

Engineering Contradiction:
Improvereservation convenienceVSAvoidresource availability
Core Design Contradiction:
Ease of operationVSReliability

Solution Approach 1:

The system performs preliminary verification of future-dated reservation requests by checking current resource availability and projecting future balances. Before accepting a reservation, the system evaluates whether sufficient resources will be available at the requested future date, preventing overconsumption while maintaining user convenience through automated advance validation

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The system takes preliminary anti-action by generating error messages and rejecting reservation requests that would lead to resource shortfalls. This prevents problematic reservations before they are committed, ensuring resource availability reliability while maintaining ease of operation for valid requests through clear feedback to users

Inventive Principle:
Principle #9Preliminary anti-action

3Measurement precision

If real-time resource monitoring is implemented, then resource availability accuracy improves, but system complexity and processing overhead increase

Engineering Contradiction:
Improveresource availability accuracyVSAvoidsystem complexity
Core Design Contradiction:
Measurement precisionVSDevice complexity

Solution Approach 1:

The system implements self-service monitoring where client devices automatically receive push notifications when resource availability changes, eliminating the need for continuous polling by the server. This reduces system complexity and processing overhead while maintaining high measurement precision, as the server only needs to detect balance changes and trigger notifications rather than actively monitoring each client

Inventive Principle:
Principle #25Self-service

Data Source

PatentUS11614968B2Processing future-dated resource reservation requests
Publication Date: 2023.03.28 THE TORONTO DOMINION BANK
  • US11614968B2 patent drawing
  • US11614968B2 patent drawing
  • US11614968B2 patent drawing

AI summary

Computer systems and methods for managing resources are described. In an aspect, a method includes: providing, to a client device associated with an authenticated entity, an intraday transfer interface, the intraday transfer interface including a selectable option to issue a future-dated borrowed resource reservation request to set aside an amount of borrowed resources; receiving, from the client device, a signal representing the future-dated borrowed resource reservation request, the future-dated borrowed resource reservation request associated with an amount of borrowed resources to set aside and a date of release of such borrowed resources; detecting a trigger condition, the trigger condition including an end-of-day reconciliation of resource tracking data and, in response to detecting the trigger condition, evaluating the future-dated borrowed resource reservation request based on a current amount of borrowed resources; and when the evaluation of the future-dated borrowed resource reservation request indicates that the future-dated borrowed resource reservation request cannot be implemented, generating an error by sending an error message to a computing device and rejecting the future-dated borrowed resource reservation request.