Gamified Risk Management Visualization Interface

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Solution Overview

Problem

Existing risk management services platforms are often poorly designed, overly complex, and fail to engage modern users who prefer interactive and intuitive experiences.

Innovation Solution

The development of dynamically engaging environments and relatable interfaces that visualize and gamify risk management services, allowing users to interact with their financial status and risk management policies in a game-like scenario.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If risk management services platforms model environments to mimic traditional in-person brick and mortar experiences, then they provide a familiar structure for users, but they fail to engage modern users who prefer interactive and intuitive experiences

Engineering Contradiction:
Improveadaptability to user preferencesVSAvoiduser engagement
Core Design Contradiction:
Adaptability or versatilityVSEase of operation

Solution Approach 1:

The patent transforms static brick-and-mortar environment models into dynamic, interactive simulations where users can actively manipulate variables, explore scenarios, and receive real-time feedback. This dynamic approach adapts to modern users' preference for interactivity while maintaining the familiar structural framework of traditional environments.

Inventive Principle:
Principle #15Dynamics

Solution Approach 2:

The patent replaces passive mechanical information delivery with interactive computational simulations. Users engage with risk management concepts through intuitive digital interactions rather than traditional static presentations, substituting the mechanical brick-and-mortar experience with an enhanced digital interactive system.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

2Reliability

If risk management services platforms provide comprehensive risk management data and services, then they offer complete coverage, but they become overly complex and cumbersome to users

Engineering Contradiction:
Improvecompleteness of risk coverageVSAvoidplatform complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent segments comprehensive risk management data into modular, scenario-based components that users can explore incrementally. Instead of presenting all data at once, the system divides complex risk coverage into manageable interactive modules, maintaining completeness while reducing perceived complexity.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The patent adds an interactive simulation dimension to traditional risk management data presentation. By transforming static comprehensive data into dynamic multi-dimensional scenarios, the system maintains complete risk coverage while making the information more accessible and less cumbersome through intuitive visual and interactive elements.

Inventive Principle:
Principle #17Another dimension (Dimensionality change)

3Loss of information

If risk management services platforms provide detailed financial status visualization, then they enhance user understanding, but they increase the complexity of the interface

Engineering Contradiction:
Improveinformation clarityVSAvoidinterface complexity
Core Design Contradiction:
Loss of informationVSDevice complexity

Solution Approach 1:

The patent creates simplified visual copies and representations of complex financial status data within interactive game-like scenarios. These visual copies maintain the essential information clarity needed for user understanding while presenting the data in an intuitively accessible format that reduces interface complexity.

Inventive Principle:
Principle #26Copying

Solution Approach 2:

The patent employs color-coded visual indicators and dynamic visual transformations to represent financial status changes in an intuitive manner. Color changes and visual effects convey complex financial information clearly without requiring complex interface elements, enhancing understanding while maintaining interface simplicity.

Inventive Principle:
Principle #32Color changes

Data Source

PatentUS12340423B1Techniques to visualize and gamify risk management services
Publication Date: 2025.06.24 UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
  • US12340423B1 patent drawing
  • US12340423B1 patent drawing
  • US12340423B1 patent drawing

AI summary

Techniques for gamifying risk management services include associating a financial status of a user with a defensible position display element in a gameplay scenario, receiving risk management data regarding at least one risk management service secured by the user, associating the risk management service with at least one defensive display element in the gameplay scenario, and providing the defensible position display element and each defensive display element to a display to cause the display to visualize the defensible position display element protected by each defensive display element in the gameplay scenario.