Gaming Account Reconciliation via Automated Transaction Matching

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Solution Overview

Problem

Existing systems face challenges in efficiently managing and reconciling transactions across integrated bank accounts linked to gaming establishment accounts, leading to delays and inefficiencies in fund transfers and access to funds outside of gaming establishments.

Innovation Solution

The system integrates a processor and memory device to determine transactions against integrated bank accounts associated with users and linked to gaming establishment accounts, communicating with banking institution components to reconcile these accounts against backing bank accounts, thereby facilitating real-time fund access and transfers.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Productivity

If manual reconciliation processes are used for integrated bank accounts, then operational control is maintained, but processing time and efficiency deteriorate

Engineering Contradiction:

Improvetransaction processing efficiencyVSAvoidreconciliation delay

Core Design Contradiction:

ProductivityVSLoss of time

Solution Approach 1:

The system implements automated self-service reconciliation where the computing device automatically matches transactions between integrated bank accounts and gaming establishment accounts without manual intervention. The system autonomously processes settlement events, identifies corresponding transactions, and completes reconciliations, eliminating the need for manual operational control while maintaining accuracy through automated transaction matching algorithms.

Inventive Principle:

Principle #25Self-service

Solution Approach 2:

The patent replaces manual mechanical reconciliation processes with an electronic automated system. The computing device uses electronic data processing, automated transaction matching algorithms, and electronic communication protocols to substitute human-operated manual reconciliation methods, thereby dramatically improving processing speed and efficiency while reducing time losses.

Inventive Principle:

Principle #28Mechanics substitution (Replace mechanical system)

2Adaptability or versatility

If integrated bank accounts are linked to gaming establishment accounts, then fund access flexibility is improved, but system complexity increases

Engineering Contradiction:

Improvefund access flexibilityVSAvoidaccount integration complexity

Core Design Contradiction:

Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The system introduces a computing device as an intermediary layer between integrated bank accounts and gaming establishment accounts. This intermediary manages the complex linkages, transaction routing, and reconciliation processes, thereby enabling fund access flexibility across multiple account types while containing system complexity within the intermediary device rather than propagating it through the entire system.

Inventive Principle:

Principle #24Intermediary (Mediator)

Solution Approach 2:

The computing device implements a universal reconciliation system that handles multiple account types (integrated bank accounts, gaming establishment accounts, backing bank accounts) through a single multi-functional platform. This universal system performs diverse functions including transaction matching, fund transfers, settlement processing, and account reconciliation, thereby managing account integration complexity through a consolidated multi-functional architecture.

Inventive Principle:

Principle #6Universality (Multi-functionality)

3Speed

If real-time transaction determination is implemented, then fund transfer speed is improved, but processing load increases

Engineering Contradiction:

Improvefund transfer speedVSAvoidprocessing load

Core Design Contradiction:

SpeedVSUse of energy by moving object

Solution Approach 1:

The system performs preliminary actions by pre-establishing account linkages, pre-validating transaction parameters, and pre-configuring reconciliation rules before actual fund transfers occur. This preliminary preparation enables real-time transaction determination and rapid fund transfers while reducing processing load during actual transaction execution, as the heavy validation and matching work has already been completed in advance.

Inventive Principle:

Principle #10Preliminary action

Solution Approach 2:

The system implements periodic reconciliation cycles where transactions are determined and processed in structured intervals rather than continuously. This periodic action approach maintains real-time fund transfer capability while managing processing load by batching certain computational tasks, thereby balancing speed requirements with energy consumption constraints through time-based processing patterns.

Inventive Principle:

Principle #19Periodic action

Data Source

PatentUS20250201069A1Reconciling transactions of a gaming establishment account management system integrated with a banking account

Publication Date: 2025.06.19 INTERNATIONAL GAME TECHNOLOGY INC

AI summary

Systems and methods that, following an occurrence of a settlement event, determine a transaction against an integrated bank account that is associated with a user and linked to a gaming establishment account associated with that user. Following the occurrence of the settlement event, the systems and methods additionally operate with a component of a banking institution to reconcile the integrated bank account against at least a backing bank account associated with the gaming establishment account.