Gaming Device Line of Credit Repayment System
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Solution Overview
Problem
Existing gaming systems require automatic repayment of funds owed on a line of credit from a gaming device, leading to user tension and system inefficiencies, as users must continually reactivate the same line of credit across different gaming devices, and the system is burdened with repeated transactions and data transfers.
Innovation Solution
A system that allows for selective repayment of funds from a gaming device to a gaming establishment account or line of credit, enabling funds to be used to pay down outstanding balances or fund accounts without automatic repayment, facilitating ease of line of credit movement and reducing user tension by allowing partial or full repayment and funding across multiple transactions as a single transaction.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If automatic repayment of line of credit funds is implemented, then the system ensures debt repayment, but user tension increases and system efficiency decreases due to repeated transactions
Solution Approach 1:
The system automatically determines and executes repayment of line of credit funds when cashout events occur at gaming devices. The fund management system monitors cashout events and automatically applies funds to repay outstanding line of credit balances without requiring user intervention or repeated transaction processing, thereby maintaining reliability while improving system efficiency
Solution Approach 2:
The system establishes predetermined rules and automatic repayment protocols in advance. When a cashout event occurs, the system has pre-configured logic to automatically apply funds to line of credit repayment, eliminating the need for repeated manual transactions and reducing system burden while ensuring debt repayment
2Reliability
If automatic repayment of line of credit funds is implemented, then the system ensures debt repayment, but user tension increases due to loss of control
Solution Approach 1:
The fund management system provides feedback to users about their line of credit balances, cashout events, and automatic repayment actions. This transparency allows users to monitor and understand the automatic repayment process, maintaining trust and perceived control while ensuring reliable debt repayment
3Loss of information
If repeated line of credit reactivation is required across gaming devices, then the system maintains credit tracking, but user time increases and operation becomes cumbersome
Solution Approach 1:
The fund management system serves multiple functions: it tracks line of credit balances, monitors cashout events across different gaming devices, and automatically executes repayments. This multi-functional approach maintains accurate credit tracking information while eliminating the need for users to repeatedly reactivate line of credit at different devices, saving significant user time
4Reliability
If repeated transactions and data transfers are required, then the system maintains transaction records, but system burden increases
Solution Approach 1:
The system merges multiple separate transactions into a single automatic repayment transaction. Instead of processing individual repayments at each gaming device, the fund management system consolidates repayment actions, maintaining accurate transaction records while significantly reducing the burden on the gaming device and network infrastructure
Data Source
AI summary
A system that, responsive to an occurrence of a cashout event at a gaming device, transfers funds from the gaming device to a gaming establishment account and/or to a gaming establishment credit system.