Gaming Establishment Device Funding Via External Accounts

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Solution Overview

Problem

Existing systems for transferring funds to gaming establishment devices are inefficient and lack flexibility, often requiring multiple accounts and manual handling of cash, which can lead to errors, security risks, and non-compliance with anti-money laundering and responsible gaming regulations.

Innovation Solution

A system that dynamically determines funding pathways based on user attributes, allowing direct or indirect transfers from external accounts to gaming establishment devices, bypassing or including gaming establishment accounts, while enforcing limits and triggering bonuses, and ensuring compliance with regulations.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If manual cash handling is used for funding gaming devices, then flexibility in funding options is maintained, but security risks and error rates increase

Engineering Contradiction:

Improvefunding options flexibilityVSAvoidsecurity and error reduction

Core Design Contradiction:

Adaptability or versatilityVSReliability

Solution Approach 1:

The patent replaces the mechanical cash handling system with an electronic funds transfer system. The system uses electronic data processing to transfer funds from external accounts to gaming establishment devices, eliminating the need for physical cash handling while maintaining funding flexibility through multiple electronic pathways (direct EFT, wagering account transfers). This substitution reduces security risks and errors associated with manual cash handling.

Inventive Principle:

Principle #28Mechanics substitution (Replace mechanical system)

2Adaptability or versatility

If multiple accounts and manual processes are used for fund transfers, then funding flexibility is maintained, but processing time and operational efficiency increase

Engineering Contradiction:

Improvefunding pathway optionsVSAvoidfund transfer efficiency

Core Design Contradiction:

Adaptability or versatilityVSProductivity

Solution Approach 1:

The patent implements a dynamic fund transfer system that automatically selects the most efficient funding pathway based on user attributes and account associations. The system dynamically routes transfers through different pathways (direct EFT, wagering account transfers) without requiring manual intervention, thereby maintaining funding flexibility while significantly improving processing efficiency and reducing operational time.

Inventive Principle:

Principle #15Dynamics

Solution Approach 2:

The system enables self-service fund transfers by automatically determining the appropriate funding pathway based on user attributes stored in the system. The automated routing eliminates manual account management and transfer initiation, allowing the system to self-manage the complex multi-account transfer process efficiently.

Inventive Principle:

Principle #25Self-service

3Ease of operation

If existing fund transfer systems are used, then basic funding capability is provided, but compliance with anti-money laundering and responsible gaming regulations is compromised

Engineering Contradiction:

Improvefunding process simplicityVSAvoidregulatory compliance

Core Design Contradiction:

Ease of operationVSReliability

Solution Approach 1:

The patent incorporates feedback mechanisms that automatically verify user attributes and account associations during the fund transfer process. The system checks compliance criteria (anti-money laundering, responsible gaming) at each transfer stage and adjusts the funding pathway accordingly. This feedback-driven approach maintains operational simplicity while ensuring regulatory compliance through automated monitoring and control.

Inventive Principle:

Principle #23Feedback

4Productivity

If direct electronic transfers are implemented, then processing speed and efficiency improve, but system complexity and integration requirements increase

Engineering Contradiction:

Improvetransfer processing speedVSAvoidsystem integration complexity

Core Design Contradiction:

ProductivityVSDevice complexity

Solution Approach 1:

The patent introduces an intermediary fund management system that handles the complexity of direct electronic transfers. This intermediary layer manages the integration with external financial institutions, processes user attribute verification, and coordinates multi-account transfers. By positioning this intermediary system, the patent enables fast direct transfers while containing integration complexity within a dedicated management layer rather than distributing it throughout the entire system.

Inventive Principle:

Principle #24Intermediary (Mediator)

Data Source

PatentUS20250308320A1Dynamic funding of gaming establishment device in association with an external account

Publication Date: 2025.10.02 INTERNATIONAL GAME TECHNOLOGY INC

AI summary

Systems and methods that enable a transfer of funds from an external account to a gaming establishment device in which a funding pathway is determined based on one or more attributes of a user associated with the external account.