Network Gateway Credential Verification for Secure Payload Download

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Solution Overview

Problem

Existing systems for terminal authentication in electronic payment networks face challenges in securely verifying credentials and managing payloads, leading to potential security breaches and inefficiencies in transaction processing.

Innovation Solution

A network gateway system that verifies credentials from hardware tokens, associates them with database records, and downloads payloads securely to network devices, ensuring authentication and authorization through cryptographic keys and digital certificates.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If credentials are verified and payloads are downloaded to network devices, then security and authentication reliability are improved, but system complexity increases

Engineering Contradiction:
Improveauthentication reliabilityVSAvoidsystem complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

A network gateway is introduced as an intermediary component between network devices and the payload server. The gateway handles credential verification and payload distribution centrally, simplifying the overall system architecture while maintaining high authentication reliability. Multiple network devices can authenticate through a single gateway instance.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The network gateway performs multiple functions including credential verification, payload distribution, and authentication management. This multi-functional design reduces the need for separate dedicated components, thereby reducing system complexity while maintaining reliable authentication across multiple network devices.

Inventive Principle:
Principle #6Universality (Multi-functionality)

2Object-affected harmful factors

If credential verification is performed before payload download, then security against fraud is improved, but processing time increases

Engineering Contradiction:
Improvefraud riskVSAvoidprocessing time
Core Design Contradiction:
Object-affected harmful factorsVSLoss of time

Solution Approach 1:

Credentials are verified in advance before payload distribution occurs. The network gateway checks authentication credentials and validates device authorization status prior to downloading any payloads, ensuring that only authorized devices receive data. This preliminary verification prevents fraud while maintaining efficient processing by avoiding post-download security checks.

Inventive Principle:
Principle #10Preliminary action

3Object-affected harmful factors

If payload distribution is restricted to verified devices, then data security is improved, but device accessibility decreases

Engineering Contradiction:
Improvedata securityVSAvoiddevice accessibility
Core Design Contradiction:
Object-affected harmful factorsVSEase of operation

Solution Approach 1:

The system implements a feedback mechanism where network devices provide authentication credentials and authorization information to the network gateway. The gateway uses this feedback to verify device legitimacy and control payload distribution. This ensures data security while maintaining ease of operation for authorized devices through automated verification processes.

Inventive Principle:
Principle #23Feedback

Data Source

PatentUS20220230176A1System and method for downloading a payload to a network device
Publication Date: 2022.07.21 THE TORONTO DOMINION BANK
  • US20220230176A1 patent drawing
  • US20220230176A1 patent drawing
  • US20220230176A1 patent drawing

AI summary

A network gateway includes a network interface and a computer processing unit. The network interface is configured to interface the network gateway with a first computer network. The computer processing unit is in communication with the network interface and is configured to receive from a network device, via the first computer network, a payload request that includes a first credential. The network device is configured to receive the first credential from a hardware token that is interfaced with the network device. The computer processing unit is configured to verify that, before the network device received the first credential from the hardware token, the first credential was associated with the network device in a database. The computer processing unit is configured to download a payload to the network device via the first computer network, after the verification.