Generative AI Number Token for Secure PII-Free Transactions
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Solution Overview
Problem
The increasing prevalence of data breaches and regulatory scrutiny regarding Personally Identifiable Information (PII) and Nonpublic Personal Information (NPI) management burdens companies with high costs and legal liabilities, as conventional security measures rely on centralized data storage, which is vulnerable to cyberattacks and loses user control over data usage.
Innovation Solution
The Catcher platform, in conjunction with the Pitcher app, generates a unique identifier (GAIN) for users, allowing secure transactions without storing PII, ensuring that only this identifier is transmitted during interactions, thus eliminating the need for companies to manage sensitive data, reducing the risk of breaches and compliance costs.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Ease of operation
If companies store and manage PII centrally to facilitate transactions, then transaction capability is improved, but security vulnerability and regulatory liability increase
Solution Approach 1:
The patent extracts PII from the centralized company storage system and relocates it to decentralized user-controlled devices. The Pitcher app stores PII locally on user devices, while companies only handle anonymized tokens (GAIs), effectively removing the security vulnerability of centralized PII storage while maintaining transaction capability.
Solution Approach 2:
The patent introduces an intermediary token system where GAIs (anonymized identifiers) serve as mediators between users and companies. These tokens enable transactions without exposing actual PII to companies, thus facilitating transactions while eliminating security vulnerabilities associated with PII storage.
2Ease of operation
If companies store PII to enable transactions, then transaction functionality is improved, but exposure to data breaches and regulatory fines increases
Solution Approach 1:
The patent extracts PII from the transaction processing system and stores it exclusively in user-controlled Pitcher apps. Companies interact only with anonymized GAIs, completely removing PII from the company ecosystem and eliminating data breach risks associated with company storage systems.
Solution Approach 2:
The patent uses disposable, single-use GAIs for transactions. Each GAI can be used once and then discarded or rotated, preventing the accumulation of valuable PII data that hackers would target. This approach makes data breaches economically unattractive while maintaining transaction functionality.
3Adaptability or versatility
If companies retain PII for transaction processing, then service capability is improved, but loss of user control over data increases
Solution Approach 1:
The patent inverts the traditional data control model by placing PII storage and control in the user's hands rather than the company's hands. Users control their PII through the Pitcher app and selectively share only anonymized GAIs with companies, reversing the power dynamic and restoring user control while maintaining service capability.
Solution Approach 2:
The patent enables users to self-manage their PII through the Pitcher app, controlling what information is shared and with whom. Users can generate, store, and revoke GAIs independently, eliminating the need for companies to control or manage user data while maintaining full service capability.
4Reliability
If companies implement strict PII management regulations, then compliance is improved, but operational costs increase
Solution Approach 1:
The patent extracts PII management responsibilities from companies and transfers them to users. Since companies no longer store or process PII, compliance with data protection regulations becomes inherent to the system architecture rather than requiring costly administrative controls, monitoring, and security infrastructure.
Solution Approach 2:
The patent uses disposable, easily generated GAIs that require minimal security controls. These short-lived, anonymized identifiers can be created and managed with simple automated processes, dramatically reducing the operational costs of compliance compared to managing persistent, sensitive PII data.
Data Source
AI summary
This disclosure provides a generative AI application designed to secure monetary and informational transactions by obfuscating Personally Identifiable Information (PII) and Nonpublic Personal Information (NPI). Users initiate transactions through Pitcher™, an application installed on their electronic devices, which generates a Generative Artificial Intelligence Number (GAIN™), replacing traditional PII during transactions. Companies or entities interacting with users employ the Catcher™ app to complete transactions while ensuring no PII retention by synchronizing with the Pitcher™ app. By removing PII after transactions, The Catcher™ minimizes the risk of data breaches, reduces company liability, and streamlines regulatory compliance.