Geolocation Authentication via Multi-Source Cross-Referencing
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Solution Overview
Problem
Current methods for authenticating Internet users and acquiring their consent for geolocation require user intervention and are not sufficiently efficient in preventing identity theft and fraud, especially in online transactions, as they often rely on 'Out of Band' technologies that may not provide real-time authentication and may not accurately verify the user's location.
Innovation Solution
A method and system that acquire Internet users' consent for geolocation via at least two independent sources of information, including the wireless location of their communication voice device, allowing for authentication without significant user intervention, using existing software such as GPS, WiMAX, Wi-Fi, and RFID technologies to trace IP addresses and determine geographical locations, thereby verifying the user's identity through cross-referencing and comparison of these sources.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If 'Out of Band' authentication technologies are used, then user authentication can be performed, but user intervention is required and authentication efficiency is reduced
Solution Approach 1:
The system performs authentication automatically by cross-referencing multiple data sources (IP address location, billing address, communication voice device location) without requiring active user participation. The authentication process serves itself by automatically comparing these data sources to verify user identity and authorize transactions.
Solution Approach 2:
The patent replaces manual verification mechanisms with automated electronic cross-referencing of multiple data sources. Instead of requiring users to manually verify transactions through phone calls or text messages, the system automatically compares location data, billing information, and device data to authenticate users.
2Reliability
If multiple independent sources of information are used for authentication, then authentication accuracy is improved, but system complexity increases
Solution Approach 1:
The system merges multiple independent authentication data sources (IP address location data, billing address data, communication voice device location data) into a unified authentication process. These separate data sources are cross-referenced and compared together to achieve comprehensive user verification without requiring separate complex systems for each data source.
Solution Approach 2:
The authentication system is designed to handle multiple types of data sources and verification methods within a single unified framework. The same cross-referencing mechanism can process different combinations of data sources (IP location, billing address, device location) making the system versatile and adaptable to different authentication scenarios.
3Reliability
If real-time location monitoring is implemented, then fraud prevention is improved, but user privacy concerns increase
Solution Approach 1:
The system applies location verification selectively at specific critical points in the transaction process rather than continuously monitoring all user activity. Location data is retrieved and cross-referenced only when authentication is required, such as during transaction initiation or at predetermined intervals, minimizing privacy intrusion while maintaining fraud prevention capability.
Solution Approach 2:
The system uses location data as an intermediary verification mechanism that indirectly confirms user identity and transaction authorization without directly accessing or displaying sensitive user information. The cross-referencing of location data with billing and device information serves as a mediating verification layer that prevents fraud while respecting user privacy by not requiring direct user disclosure of location information.
Data Source
AI summary
A method and system for acquiring an Internet user's consent to be geographically located via at least two independent sources of geographical information. At least one independent source of geographical information is the wireless location of the Internet user's mobile phone.