Gesture-Based Electronic Transaction Confirmation System

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Solution Overview

Problem

The use of physical payment cards can be inconvenient and poses security risks, especially in crowded events where intermediaries may compromise payment details during transactions.

Innovation Solution

A system and method for electronically transmitting payment details based on a physical gesture using a mobile computing device, which captures movement data points and identifies pre-registered gestures to convey associated data securely over communication channels.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If physical payment cards are used for transactions, then payment flexibility and reward program access are improved, but security risks increase due to potential compromise by intermediaries in crowded events

Engineering Contradiction:
Improvepayment flexibilityVSAvoidpayment security
Core Design Contradiction:
Adaptability or versatilityVSReliability

Solution Approach 1:

The patent replaces the physical payment card with its digital counterpart stored in a mobile device. The payment card information is copied into the mobile device's memory, allowing transactions to occur electronically without the physical card. This eliminates the security risk of physical card compromise while maintaining payment functionality.

Inventive Principle:
Principle #26Copying

Solution Approach 2:

The patent substitutes the mechanical/physical payment card system with an electronic/digital system. Instead of physically swiping or inserting a card, the system uses electronic data transmission via mobile device to convey payment information. This replacement of mechanical interaction with electronic processes eliminates the intermediary handling problem.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

2Ease of operation

If physical payment cards are exchanged through intermediaries in crowded events, then transaction convenience is improved, but data security deteriorates due to potential compromise by other attendees

Engineering Contradiction:
Improvetransaction convenienceVSAvoiddata compromise risk
Core Design Contradiction:
Ease of operationVSObject-affected harmful factors

Solution Approach 1:

The payment card data is copied into the mobile device, creating a digital replica that can be transmitted electronically. This copy eliminates the need for physical card exchange through intermediaries, as the data can be transmitted directly from the mobile device to the payment terminal via wireless communication.

Inventive Principle:
Principle #26Copying

Solution Approach 2:

The patent introduces a wireless communication intermediary (electronic signal transmission) between the payment card and the terminal. Instead of physical handoff through potentially untrusted intermediaries, the payment information is transmitted electronically through a controlled communication channel, eliminating the security risk of physical intermediary handling.

Inventive Principle:
Principle #24Intermediary (Mediator)

3Measurement precision

If motion capturing devices are used to capture physical gestures, then gesture recognition accuracy is improved, but device complexity increases due to additional hardware requirements

Engineering Contradiction:
Improvegesture recognition accuracyVSAvoidsystem complexity
Core Design Contradiction:
Measurement precisionVSDevice complexity

Solution Approach 1:

The patent utilizes the mobile device's existing motion capturing capabilities (accelerometer, gyroscope, magnetometer) that are already present for other functions like navigation and screen orientation. By making these existing sensors multi-functional for gesture recognition, the system achieves accurate gesture detection without adding dedicated hardware, thus avoiding increased device complexity.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The mobile device uses its own built-in motion sensors to capture and process gesture data, eliminating the need for external motion capturing devices. The device serves itself by utilizing its existing computational and sensing resources for gesture recognition, thereby avoiding additional hardware complexity while maintaining measurement precision.

Inventive Principle:
Principle #25Self-service

Data Source

PatentUS11134524B2Method and system for gesture-based confirmation of electronic transactions
Publication Date: 2021.09.28 MASTERCARD INT INC
  • US11134524B2 patent drawing
  • US11134524B2 patent drawing
  • US11134524B2 patent drawing

AI summary

A method for electronically transmitting data based on a physical gesture includes: storing at least one gesture pair, wherein each gesture pair includes at least a physical gesture and an associated data conveyance, the physical gesture being stored as one or more data points telegraphing three-dimensional movement; capturing a plurality of movement data points based on movement of one or more motion capturing devices; identifying a specific gesture pair where at least one of the captured plurality of movement data points corresponds to the included physical gesture; establishing a communication channel with an external computing device; and transmitting the associated data conveyance included in the identified specific gesture pair to the external computing device using the established communication channel.