GNSS Payment Messaging for Secure Offline Transactions
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Solution Overview
Problem
Existing electronic payment solutions require reliable Internet connectivity and are limited by high upfront costs and recurring fees for satellite devices, and are vulnerable to security threats like Man-in-the-Middle attacks, making secure payment transactions challenging in remote or severe weather conditions.
Innovation Solution
Utilizing the bidirectional communication capabilities of the Global Navigation Satellite System (GNSS) with a generative artificial intelligence-based digital assistant to enable secure payment transactions through hardware-based encryption and robotic process automation, eliminating the need for satellite phones and broadband devices.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If existing electronic payment solutions are used, then payment transactions can be processed, but they require reliable Internet connectivity and are vulnerable to security threats
Solution Approach 1:
The patent introduces GNSS satellites as an intermediary communication channel for payment transactions. Instead of relying on traditional Internet infrastructure vulnerable to attacks, the system uses satellite-to-device direct communication to establish a secure payment pathway, eliminating the need for ground-based network intermediaries that could be compromised
Solution Approach 2:
The patent replaces the traditional mechanical/electronic Internet connectivity infrastructure with a space-based satellite communication system. By substituting ground-based network hardware with orbital satellite transponders, the system achieves payment processing capability in remote locations while improving security through direct satellite-to-device encryption
2Reliability
If satellite devices are used for payment transactions in remote locations, then connectivity is improved, but upfront costs and recurring fees increase
Solution Approach 1:
The patent makes the GNSS receiver in mobile devices perform multiple functions: traditional navigation and positioning, plus payment transaction processing. By enabling the existing GNSS hardware to handle payment communications, the system eliminates the need for separate satellite communication devices, reducing both upfront and recurring costs for users
Solution Approach 2:
The patent combines payment transaction capabilities with the existing GNSS receiver functionality in mobile devices. Instead of requiring standalone satellite communication equipment, the system merges payment processing into the already-present satellite navigation hardware, consolidating multiple functions into a single device
3Adaptability or versatility
If traditional payment systems are used, then Internet connectivity is required, but this limits transactions in remote or severe weather conditions
Solution Approach 1:
The patent moves payment communication from the ground-based Internet infrastructure dimension to the space-based satellite dimension. By transmitting payment data through satellites in orbit rather than through ground networks, the system enables transactions in remote locations and severe weather conditions where traditional Internet connectivity is unavailable
Data Source
AI summary
Performing secure payment transactions via Global Navigation Satellite System (GNSS) is provided. An input is received from a payer corresponding to a GNSS user device to initiate a payment transaction in a payment message format from the payer to a payee via a GNSS protocol of a GNSS satellite to a payment system server corresponding to a payment service provider. The payment transaction is sent in a selected GNSS message format via a secure satellite communication link to the GNSS satellite to be transmitted to the payment system server corresponding to the payment service provider for processing of the payment transaction for the payee.