Graph Viewer with Sliding Bars for Dynamic Data Range Control

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Solution Overview

Problem

Financial institutions face challenges in providing an engaging and personalized online experience for customers, leading to mundane and uninviting websites that fail to differentiate themselves from competitors.

Innovation Solution

A personalized online portal that integrates customers' financial interests with their lifestyle interests, offering customizable and user-friendly tools, including graphical user interfaces for data visualization, financial planning, and personalized advertisements, to create a 'one-stop' shopping experience.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If traditional financial institution websites are used, then basic financial information access is provided, but the customer experience is mundane and uninviting, failing to differentiate from competitors

Engineering Contradiction:
Improvepersonalization capabilityVSAvoidsystem complexity
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The system segments customer data into multiple dimensions including financial profile, lifestyle interests, and behavioral patterns. This segmentation enables targeted personalization of website content, product recommendations, and communications without requiring complete redesign of the entire system architecture.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The personalized portal serves multiple functions simultaneously: it provides traditional banking services, delivers personalized content recommendations, offers lifestyle-related services, and adapts to customer preferences all through a single integrated platform, eliminating the need for separate systems.

Inventive Principle:
Principle #6Universality (Multi-functionality)

2Reliability

If comprehensive financial tools are provided, then customer service quality improves, but the interface becomes complex and less user-friendly

Engineering Contradiction:
Improvecustomer service qualityVSAvoiduser interface simplicity
Core Design Contradiction:
ReliabilityVSEase of operation

Solution Approach 1:

The interface applies local quality by presenting different levels of complexity to different users based on their preferences and behaviors. Simple users see simplified interfaces with essential functions, while advanced users can access comprehensive tools, allowing each user to experience the system at their appropriate complexity level.

Inventive Principle:
Principle #3Local quality

Solution Approach 2:

The user interface is dynamic and adapts its complexity based on user interactions, preferences, and expertise. The system automatically adjusts the level of detail, feature visibility, and interface complexity in real-time, transforming from a static complex interface to a dynamic user-adapted interface.

Inventive Principle:
Principle #15Dynamics

3Loss of information

If detailed financial data is displayed, then analysis capability improves, but the amount of information becomes overwhelming and difficult to navigate

Engineering Contradiction:
Improveinformation completenessVSAvoiddata navigation ease
Core Design Contradiction:
Loss of informationVSEase of operation

Solution Approach 1:

The system applies partial action by selectively displaying only the most relevant financial data and insights for each user based on their profile and current needs. Rather than presenting all available data, it curates a focused subset that provides sufficient analytical capability without overwhelming the user with excessive information.

Inventive Principle:
Principle #16Partial or excessive action

Solution Approach 2:

The system transforms complex multi-dimensional financial data into simplified visual representations and actionable insights. By changing the dimensionality of data presentation from raw numerical data to graphical visualizations and summarized metrics, it maintains information completeness while dramatically improving navigability and comprehension.

Inventive Principle:
Principle #17Another dimension (Dimensionality change)

Data Source

PatentUS8473858B2Graph viewer displaying predicted account balances and expenditures
Publication Date: 2013.06.25 BANK OF AMERICA CORP
  • US8473858B2 patent drawing
  • US8473858B2 patent drawing
  • US8473858B2 patent drawing

AI summary

Embodiments of the invention provide apparatuses and methods for providing a graphical user interface on the display device, where the graphical user interface includes a graph viewing tool for charting data. The graph viewing tool includes: (a) a first display area displaying a first axis and a second axis of a graph, the first axis representing a first parameter of the data over a first range of values; (b) a second display area displaying a third axis representing the first parameter over a second range of values; and (c) a first tool and a second tool displayed in the second display area proximate the third axis, wherein the first tool and the second tool are configured such that they can be moved relative to each other and relative to the third axis to increase or decrease the first range of values displayed along the first axis in the first display area.