GUI Timeline Visualization for Insurance Policy Conversion Analysis

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Solution Overview

Problem

Existing graphical user interfaces for presenting information about insurance policies are complex and difficult to navigate, often requiring users to search through multiple documents and pages to access relevant information.

Innovation Solution

A graphical user interface that displays a timeline of events associated with an insurance policy, along with conversion options, allowing users to investigate the behavior of the policy upon conversion into different policy types through interactive graphs and comparisons.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Loss of information

If information about insurance policies is presented using traditional multi-page documents, then comprehensive policy information can be provided, but the interface becomes complex and difficult to navigate

Engineering Contradiction:
Improvecomprehensive policy informationVSAvoidnavigation complexity
Core Design Contradiction:
Loss of informationVSEase of operation

Solution Approach 1:

The patent segments policy information into distinct functional modules including timeline visualization, conversion options panel, and graphical illustrations. Each module presents specific aspects of policy data independently, allowing users to access comprehensive information through organized sections rather than navigating through multiple document pages.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The patent transforms traditional linear document navigation into a multi-dimensional interface by adding visual dimensions such as timelines showing policy progression, graphical illustrations of policy behavior, and spatial organization of conversion options. This dimensional transformation allows comprehensive information to be accessed simultaneously rather than sequentially through multiple pages.

Inventive Principle:
Principle #17Another dimension (Dimensionality change)

2Loss of information

If users must search through multiple documents to access policy information, then detailed information can be provided, but user time and efficiency are reduced

Engineering Contradiction:
Improvedetailed policy informationVSAvoidinformation access time
Core Design Contradiction:
Loss of informationVSLoss of time

Solution Approach 1:

The patent merges multiple documents containing policy information into a single integrated interface. The consolidation brings together timeline data, conversion options, graphical illustrations, and policy details into one unified view, eliminating the need for users to search through multiple separate documents and significantly reducing information access time.

Inventive Principle:
Principle #5Merging (Combining)

Solution Approach 2:

The patent performs preliminary organization and visualization of policy information before user access. Data is pre-processed into structured formats including timelines, graphical representations, and categorized conversion options, so that when users access the interface, all detailed information is already prepared and immediately available without requiring additional searching or document navigation.

Inventive Principle:
Principle #10Preliminary action

3Loss of information

If conversion options are presented in detail, then users can understand policy behavior upon conversion, but the interface complexity increases

Engineering Contradiction:
Improveconversion option detailsVSAvoidinterface complexity
Core Design Contradiction:
Loss of informationVSDevice complexity

Solution Approach 1:

The patent applies local quality by creating a dedicated conversion options panel with specialized visualization for conversion-related information. This separate localized section presents conversion details, policy behavior changes, and comparison data in a focused format distinct from the main policy information, allowing detailed conversion data to be presented without increasing overall interface complexity.

Inventive Principle:
Principle #3Local quality

Data Source

PatentUS20250094020A1Display tool
Publication Date: 2025.03.20 THE PRUDENTIAL INSURANCE COMPANY OF AMERICA
  • US20250094020A1 patent drawing
  • US20250094020A1 patent drawing
  • US20250094020A1 patent drawing

AI summary

An apparatus includes a display, a memory, and a processor. The memory stores events and available conversion options for a policy. The events include a conversion expiration event occurring on a conversion expiration date. Each conversion option is associated with a new policy type into which the policy is convertible prior to occurrence of the conversion expiration event. The processor presents a first page of a GUI, displaying a timeline of the events. The first page also displays a feature selectable to investigate the available conversion options. In response to receiving information associated with a selection of the feature, the processor presents a second page of the GUI, displaying the conversion options. The processor receives information associated with a selection of a first conversion option, and, in response, displays a graph illustrating the behavior of the policy upon conversion to the new policy type associated with the first conversion option.